1999 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1999 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	6 bd · 4 ba · 544 sqft · built 1935
Lot Size	3.01 acres (131,551 sqft)
Owner	Trust Name on File
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-040-042-000`

Property Details

APN / Parcel Number

Primary APN	`323-040-042-000`
Alternative APNs	`32304042100` `3230404210`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	544 sqft Living Area
1st Floor Area	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	131,551 sqft
Terrain	Rolling
Garage Type	Detached
Garage Area	192 sqft
Parking Spaces	1 Parking Space
Patio Area	1,990 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1999 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-3002
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	SEC 10 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2011
Census Tract	31000

Owner

1999 Cold Springs Rd, a rural home, is owner-occupied and held in a trust since July 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	1999 COLD SPRINGS RD, PLACERVILLE, CA 95667-3002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Aug 4, 2021	Intrafamily Transfer, Transfer
May 15, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2021
Transfer Doc	0000050582
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1999 COLD SPRINGS RD, PLACERVILLE, CA 95667-3002
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 COLD SPRINGS RD, PLACERVILLE, CA 95667-3002

Mortgage

Document Number	0000015154
Date	Jun 2, 2023
Instrument	2023-0015154

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 4, 2021
Property Address	1999 COLD SPRINGS RD, PLACERVILLE, CA 95667-3002
Document Number	0000050582
Instrument Date	Jul 27, 2021
Instrument	2021-0050582
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1999 COLD SPRINGS RD, PLACERVILLE, CA 95667-3002

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1999 COLD SPRINGS RD, PLACERVILLE, CA 95667-3002
Document Number	0000019478
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	PALACE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1999 COLD SPRINGS RD PLACERVILLE CA 956673002, PLACERVILLE, CA 95667-3002

Mortgage

Document Number	0000019478
Date	May 21, 2019
Instrument	19478

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1999 Cold Springs Rd was $2,189 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,632 (+2%) Land $36,060 Building $180,572
2025	$2,189.00 Homeowner's exemption	$212,385 Land $35,353 Building $177,032
2023	$2,081.00 (+0.53%) Homeowner's exemption	$204,139 Land $33,981 Building $170,158
2022	$2,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1999 Cold Springs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1999 Cold Springs Rd is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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