19987 Lorena Cir, Castro Valley, CA 94546 Property Records

Alameda County property record for 19987 Lorena Cir, Castro Valley, CA 94546

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,660 sqft · built 1995
Lot Size	0.04 acres (1,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Sep 2025)
Tax Bill	$9,902 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84A-95-32`

Property Details

APN / Parcel Number

Primary APN	`84A-95-32`
Alternative APN	`084A-0095-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,735 sqft (0.04 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	19987 LORENA CIR
City	CASTRO VALLEY
State	CA
Zip	94546-4200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00002 BLK: TR: 6621
Legal Subdivision	TRACT MAP 6621
Legal Tract	6621
Legal Lot Number	2
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1000
Census Tract	430900

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 19, 2023	Intrafamily Transfer, Transfer
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 9, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	2025111516
Prior Transfer Date	Apr 25, 2023
Prior Transfer Doc	0000057566
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 5, 2025
Property Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Document Number	0000111516
Map Reference	MB 210 PG 62 - 64
Instrument Date	Sep 2, 2025
Instrument	2025111516
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200

Mortgage

Document Number	0000111517
Date	Sep 5, 2025
Instrument	2025111517

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 19, 2023
Property Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Document Number	0000057566
Map Reference	MB 210 PG 62-64
Instrument Date	Apr 25, 2023
Instrument	2023057566
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200

Mortgage

Document Number	0000339069
Date	Dec 7, 2020
Instrument	2020339069

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 9, 2019
Property Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Document Number	0000130427
Map Reference	MB 210 PG 62-64
Instrument Date	Jul 2, 2019
Instrument	2019130427
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19987 LORENA CIR, CASTRO VALLEY, CA 94546-4200

Mortgage

Document Number	0000130428
Date	Jul 9, 2019
Instrument	2019130428

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,000 (+9.07%) Land $250,500 Building $584,500
2025	$9,902.00 (+3.9%)	$765,540 (+4.04%) Land $229,662 Building $535,878
2023	$9,530.00 (+1.95%)	$735,818 (+2%) Land $220,745 Building $515,073	$807,030
2022	$9,348.00	$721,391 Land $216,417 Building $504,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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