19976 Lorena Cir, Castro Valley, CA 94546 Property Records

Alameda County property record for 19976 Lorena Cir, Castro Valley, CA 94546

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,276 sqft · built 1996
Lot Size	0.028 acres (1,200 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Jul 2019)
Tax Bill	$9,515 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84A-95-45`

Property Details

APN / Parcel Number

Primary APN	`84A-95-45`
Alternative APN	`084A-0095-045-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,200 sqft (0.028 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	19976 LORENA CIR
City	CASTRO VALLEY
State	CA
Zip	94546-4200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00015 BLK: TR: 6621
Legal Tract	6621
Legal Lot Number	15
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1000
Census Tract	430900

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19976 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jul 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 1, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	2019124647
Last Transfer Date	Jul 16, 2020
Transfer Doc	0000170849
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19976 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19976 LORENA CIR, CASTRO VALLEY, CA 94546-4200

Mortgage

Document Number	0000180497
Date	Jul 28, 2020
Instrument	2020180497

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2020
Property Address	19976 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Document Number	0000170849
Instrument Date	Jul 16, 2020
Instrument	170849
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19976 LORENA CIR CASTRO VALLEY CA 945464200, CASTRO VALLEY, CA 94546-4200

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 1, 2019
Property Address	19976 LORENA CIR, CASTRO VALLEY, CA 94546-4200
Document Number	0000124647
Map Reference	MB 210 PG 62-64
Instrument Date	Jun 26, 2019
Instrument	2019124647
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19976 LORENA CIR, CASTRO VALLEY, CA 94546-4200

Mortgage

Document Number	0000124648
Date	Jul 1, 2019
Instrument	2019124648

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,384 (+2%) Land $224,215 Building $523,169
2025	$9,515.00 (+3.93%)	$732,731 (+4.04%) Land $219,819 Building $512,912
2023	$9,155.00	$704,283 Land $211,285 Building $492,998	$736,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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