19986 Unity St NW, Cedar, MN 55011 Property Records

Anoka County property record for 19986 Unity St NW, Cedar, MN 55011

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,434 sqft · built 2021
Lot Size	6.36 acres (277,376 sqft)
Owner	2 Individual Names on File
Last Sale	$1,410,000 (Sep 2025)
Tax Bill	$12,026 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-33-24-42-0004`

Property Details

APN / Parcel Number

Primary APN	`23-33-24-42-0004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,434 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	277,376 sqft (6.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19986 UNITY ST NW
City	CEDAR
State	MN
Zip	55011-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 2 CEDAR CREEK HILLS
Legal Range	24W
Legal Township	33N
Legal Section	23
Legal Subdivision	CEDAR CREEK HILLS
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANOKA MN
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4011
Census Tract	50115

Owner

Source: Anoka County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19986 UNITY ST NW, CEDAR, MN 55011-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed, Transfer · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Feb 3, 2025	Intrafamily Transfer, Transfer
Jun 24, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	20252448784
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANOKA MN
Recording Date	Sep 22, 2025
Property Address	19986 UNITY ST NW, OAK GROVE, MN 55011-6000
Document Number	A2448784002
Instrument Date	Aug 14, 2025
Instrument	A2448784.002
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,653.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19986 UNITY ST NW, CEDAR, MN 55011-6000
Investor	Possibly a Property Investor

Mortgage

Document Number	A2448784003
Date	Sep 22, 2025
Instrument	A2448784.003

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Sep 1, 2032
Change Frequency	3 Years
Min Rate At Change	5.37%
Max Rate At Change	12.6%
Index	3-Year TN
Margin	3
Max Rate	18%

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANOKA MN
Recording Date	Feb 3, 2025
Property Address	19986 UNITY ST NW, OAK GROVE, MN 55011-6000
Document Number	A2431885004
Instrument Date	Jan 15, 2025
Instrument	A2431885.004
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19986 UNITY ST NW, OAK GROVE, MN 55011-6000

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Jun 24, 2022
Property Address	19986 UNITY ST NW, OAK GROVE, MN 55011-6000
Document Number	A2368847002
Instrument Date	Jun 24, 2022
Instrument	A2368847.002
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2025
Title Company	REGISTERED ABSTRACTERS, REGISTERED ABSTRACTERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,502.31
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19986 UNITY ST NW, OAK GROVE, MN 55011-6000

Mortgage

Document Number	A2368847003
Date	Jun 24, 2022
Instrument	A2368847.003

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Oak Grove City
Unified School District	St. Francis Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,026.00 (+11.55%)	$1,291,100 (+7.57%) Land $173,500 Building $1,117,600	$1,291,100 (+7.57%) Land $173,500 Building $1,117,600
2025	$10,781.00 (+18.85%) Homeowner's exemption	$1,200,200 (+2.23%) Land $152,500 Building $1,047,700	$1,200,200 (+2.23%) Land $152,500 Building $1,047,700
2024	$9,071.00	$1,174,000 Land $148,300 Building $1,025,700	$1,174,000 Land $148,300 Building $1,025,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

19986 Unity St NW, Cedar, MN 55011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Unity St NW

Nearby Streets

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