19957 Unity St NW, Cedar, MN 55011 Property Records

Anoka County property record for 19957 Unity St NW, Cedar, MN 55011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,329 sqft · built 2024
Lot Size	6.03 acres (262,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$903,069 (Feb 2025)
Tax Bill	$6,412 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`23-33-24-42-0007`

Property Details

APN / Parcel Number

Primary APN	`23-33-24-42-0007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
1st Floor Area	2,329 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	262,916 sqft (6.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19957 UNITY ST NW
City	CEDAR
State	MN
Zip	55011-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 2 CEDAR CREEK HILLS
Legal Range	24W
Legal Township	33N
Legal Section	23
Legal Subdivision	CEDAR CREEK HILLS
Legal Block	2
Legal Lot Number	5
Jurisdiction	ANOKA MN
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4011
Census Tract	50115

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19957 UNITY ST NW, CEDAR, MN 55011-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Deed Document Number	20252433299
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Feb 26, 2025
Property Address	19957 UNITY ST NW, OAK GROVE, MN 55011-6000
Document Number	A2433299001
Instrument Date	Feb 26, 2025
Instrument	A2433299.001
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	REGISTERED ABSTRACTERS, REGISTERED ABSTRACTERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,980.13
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19957 UNITY ST NW, OAK GROVE, MN 55011-6000

Mortgage

Document Number	A2433299002
Date	Feb 26, 2025
Instrument	A2433299.002

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Oak Grove City
Unified School District	St. Francis Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,412.00 (+351.55%)	$885,400 (+29.63%) Land $173,500 Building $711,900	$885,400 (+29.63%) Land $173,500 Building $711,900
2025	$1,420.00 (+7.9%)	$683,000 (+378.29%) Land $152,500 Building $530,500	$683,000 (+378.29%) Land $152,500 Building $530,500
2024	$1,316.00	$142,800 Land $142,800	$142,800 Land $142,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20