1998 Rivergate Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1998 Rivergate Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,725 sqft Heated Area
Lot Size10,920 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$590,000 (2022)
Tax Bill$7,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-04-26-021262-033-07

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,725 sqft Heated Area
Gross Area3,674 sqft Gross Area
Stories1 Story
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,920 sqft (0.25 acres)
Garage Area578 sqft Garage
PorchPorch
Porch Area371 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1998 RIVERGATE DR
CityFLEMING ISLAND
StateFL
Zip32003-8686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 RIVERGATE AS REC O R 4625 PG 696
Legal Range26
Legal Township04
Legal Section31
Legal SubdivisionRIVERGATE/EAGLE HARBOR
Legal Lot Number7
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records · APN 31-04-26-021262-033-07

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1998 RIVERGATE DR, FLEMING ISLAND, FL 32003-8686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 03, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2022 · Amount on Record
Deed SaleJul 07, 2022 · Amount on Record
Prior SaleSep 03, 2021 · Amount on Record
Deed Document Number2022041379
Deed Book / Page4625 / 696
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 07, 2022
Property Address1998 RIVERGATE DR, FLEMING ISLAND, FL 32003-8686
Document Number0046250696
Book / Page4625 / 696
Map ReferenceMB 36 PG 9-13
Instrument DateJul 01, 2022
Instrument2022041379
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEYS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2326 GOLD DUST DR, 2326, CLERMONT, FL 34715-9324

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 RIVERGATE DR, FLEMING ISLAND, FL 32003-8686

Mortgage

Document Number0004625698
DateJul 07, 2022
Instrument4625/698
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 03, 2021
Property Address1998 RIVERGATE DR, FLEMING ISLAND, FL 32003-8686
Document Number0045041327
Book / Page4504 / 1327
Map ReferenceMB 36 PG 9-13
Instrument DateAug 27, 2021
Instrument2021055584
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3780 WATERSIDE DR, 3780, ORANGE PARK, FL 32073-6982

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 RIVERGATE DR, FLEMING ISLAND, FL 32003-8686

Mortgage

Document Number45041329
DateSep 03, 2021
Instrument4504/1329
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,560.00 (-21.7%) Homeowner's exemption$535,809 (+3.96%) Land $85,000 Building $450,809$535,809 (+3.96%) Land $85,000 Building $450,809
2023$9,655.00 (+15.67%) Homeowner's exemption$515,410 (+28.39%) Land $85,000 Building $430,410$515,410 (+28.39%) Land $85,000 Building $430,410
2022$8,347.00 Homeowner's exemption$401,448 Land $76,000 Building $325,448$401,448 Land $76,000 Building $325,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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