2010 Rivergate Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2010 Rivergate Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	2,848 sqft Heated Area
Lot Size	10,361 sqft (0.237 acres)
Occupancy	Owner Occupied
Last Sale	$491,000 (2021)
Tax Bill	$6,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-033-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,848 sqft Heated Area
Gross Area	3,951 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,361 sqft (0.237 acres)
Garage Area	599 sqft Garage
Porch	1 Porch
Porch Area	504 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	2010 RIVERGATE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8671
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10 RIVERGATE AS REC O R 4408 PG 1359
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	RIVERGATE/EAGLE HARBOR
Legal Lot Number	10
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records · APN 31-04-26-021262-033-10

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2010 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Jan 30, 2003 · Amount on Record
Deed Doc Number	2021005579
Deed Book / Page	4408 / 1359
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 28, 2021
Property Address	2010 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Document Number	0044081359
Book / Page	4408 / 1359
Map Reference	MB 36 PG 9-13
Instrument Date	Jan 26, 2021
Instrument	2021005579
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,437.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 EASTWEST PKWY UNIT 10409, 1880, FLEMING ISLAND, FL 32006-7796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671

Mortgage

Document Number	0044081362
Date	Jan 28, 2021
Instrument	4408/1362

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,963.00 (-22.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$516,697 (+5.99%)	$637,951 (+4.46%) Land $85,000 Building $552,951
2023	$8,928.00 (+2.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$487,511 (+3%)	$610,709 (+29.03%) Land $85,000 Building $525,709
2022	$8,673.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$473,312 Land $76,000 Building $397,312	$473,312 Land $76,000 Building $397,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.