1997 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 1997 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,231 sqft · built 2019
Lot Size0.326 acres (14,210 sqft)
Owner2 Individual Names on Record
Last Sale$273,400 (Apr 2019)
Tax Bill$384 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN044180-2700

Property Details

APN / Parcel Number

Primary APN044180-2700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,231 sqft Living Area
Gross Area3,105 sqft
1st Floor Area2,231 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,210 sqft (0.326 acres)
Garage TypeAttached
Garage Area638 sqft
PorchFinished/Open Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1997 SMITH POINTE DR
CityJACKSONVILLE
StateFL
Zip32218-3052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description62-79 49-1S-26E .33 SMITH POINTE LOT 36
Legal Range26E
Legal Township01S
Legal Section49
Legal SubdivisionSMITH POINTE
Legal Block1
Legal Lot Number36
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1005
Census Tract10305

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 4, 2020Deed of Trust, Mortgage · VA Mortgage
INTERCONTINENTAL CAP
Apr 19, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2019 · Amount on Record
Deed SaleApr 19, 2019 · Amount on Record
Deed Document Number201990142
Deed Book / Page18762 / 627
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052

Mortgage

Document Number0195610817
DateJan 28, 2021
Book Page19561/817
Instrument2021025128
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052
Document Number0191441966
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedApr 7, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1997 SMITH POINTE DR JACKSONVILLE FL 322183052, JACKSONVILLE, FL 32218-3052

Mortgage

Document Number0191441966
DateMar 19, 2020
Book Page019144/001966
Instrument64150
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2050

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateApr 19, 2019
Property Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052
Document Number0187620627
Book / Page18762 / 0627
Map ReferenceMB 62 PG 79
Instrument DateApr 16, 2019
Instrument2019090142
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,913.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052

Mortgage

Document Number2019090143
DateApr 19, 2019
Instrument2019090143
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 11, 2018
Property Address1997 SMITH POINTE DR, JACKSONVILLE, FL 32218-3052
Document Number0182481968
Book / Page018248 / 001968
Instrument DateDec 10, 2017
Instrument8447
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,433 (+2.7%)$309,751 (-1.85%) Land $50,000 Building $259,751
2025$384.00 (+81.99%) Homeowner's exemption Veteran's exemption Widower's exemption$246,771 (+5.99%)$315,578 (-10.46%) Land $50,000 Building $265,578
2024$211.00 (-94.08%)
2023$3,565.00 (+9.32%) Homeowner's exemption Veteran's exemption$232,833 (+3%)$352,449 (+23.67%) Land $58,500 Building $293,949
2022$3,261.00 Homeowner's exemption Veteran's exemption$226,052$284,985 Land $45,000 Building $239,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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