1997 Pollys Bend Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 1997 Pollys Bend Rd, Lancaster, KY 40444

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · built 1997
Lot Size	1.12 acres (48,940 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Mar 2021)
Tax Bill	$478 (2023)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-27`

Property Details

APN / Parcel Number

Primary APN	`09-27`
Alternative APN	`22697`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	48,940 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1997 POLLYS BEND RD
City	LANCASTER
State	KY
Zip	40444-7357
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TRACT 4 CHARLES COX PROPERTY & MH
Legal Subdivision	CHARLES T COX JR
Legal Tract	4
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2007
Census Tract	970101

Owner

Source: Garrard County records · APN 09-27

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1997 POLLYS BEND RD, LANCASTER, KY 40444-7357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2021 · Amount on Record
Deed Sale	Mar 03, 2021 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	2021160844
Deed Book / Page	308 / 254
Record Updated	Jun 08, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 03, 2021
Property Address	1997 POLLYS BEND RD, LANCASTER, KY 40444-7357
Document Number	00D308/254
Book / Page	D308 / 254
Map Reference	DB 239 PG 219
Instrument Date	Jun 05, 2008
Instrument	160844
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 333, NICHOLASVILLE, KY 40340-0333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 POLLYS BEND RD, LANCASTER, KY 40444-7357

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$45,000 (-) Land $25,000 Building $20,000	$45,000 (-) Land $25,000 Building $20,000
2023	$478.00 Homeowner's exemption	$45,000 Land $25,000 Building $20,000	$45,000 Land $25,000 Building $20,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.