1941 Pollys Bend Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 1941 Pollys Bend Rd, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1987
Lot Size	1.17 acres (51,239 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Nov 2018)
Tax Bill	$369 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-28`

Property Details

APN / Parcel Number

Primary APN	`09-28`
Alternative APN	`20536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	51,239 sqft (1.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	20536
Street Address	1941 POLLYS BEND RD
City	LANCASTER
State	KY
Zip	40444-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 3 OF THE CHARLES COX JR PROPERTY
Legal Subdivision	CHARLES COX JR
Legal Tract	3
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2007
Census Tract	970101

Owner

1941 Pollys Bend Rd is owned and occupied by an individual who bought it in November 2018.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1941 POLLYS BEND RD, LANCASTER, KY 40444-7357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Deed Document Number	2018143985
Deed Book / Page	296 / 316
Record Updated	Oct 29, 2026

November 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 26, 2018
Property Address	1941 POLLYS BEND RD, LANCASTER, KY 40444-7357
Document Number	00D296/316
Book / Page	D296 / 316
Map Reference	PB 3 PG 86
Instrument Date	Nov 15, 2018
Instrument	143985
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 KENTUCKY BRIDGE RD, 1355, LANCASTER, KY 40444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 POLLYS BEND RD, LANCASTER, KY 40444-7357

Tax Assessment & Valuation

The 2025 property tax bill for 1941 Pollys Bend Rd was $369 with a homeowner's exemption, down 7.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-) Land $20,000 Building $65,000	$85,000 (-) Land $20,000 Building $65,000
2025	$369.00 (-7.52%) Homeowner's exemption	$85,000 (-) Land $20,000 Building $65,000	$85,000 (-) Land $20,000 Building $65,000
2024	$399.00 (-2.92%) Homeowner's exemption	$85,000 (-) Land $20,000 Building $65,000	$85,000 (-) Land $20,000 Building $65,000
2023	$411.00 (-3.07%) Homeowner's exemption	$85,000 (+6.25%) Land $20,000 Building $65,000	$85,000 (+6.25%) Land $20,000 Building $65,000
2022	$424.00 Homeowner's exemption	$80,000 Land $20,000 Building $60,000	$80,000 Land $20,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1941 Pollys Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1941 Pollys Bend Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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