1997 Dunkirk Dr, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1997 Dunkirk Dr, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1989
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$133,268 (Aug 2021)
Tax Bill	$1,699 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2019 Mortgage + 4 more
APN	`10036760`

Property Details

APN / Parcel Number

Primary APN	`10036760`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Lot Area	8,102 sqft (0.186 acres)
Lot Width	60 ft Width
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1997 DUNKIRK DR
City	LEXINGTON
State	KY
Zip	40504-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	H-299 CARDINAL VALLEY LOT 37; BOOK: 3868 PAGE: 536
Legal Subdivision	CARDINAL VALLEY
Legal Block	P
Legal Lot Number	37
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3003
Census Tract	2001

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORP
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORP
Aug 13, 2021	Deed, Transfer
Feb 8, 2019	Deed, Transfer
Jan 30, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Book / Page	3868 / 536
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324

Mortgage

Document Number	MB10719/325
Date	Oct 13, 2023
Book Page	MB 10719/325
Instrument	202310130210

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009257/379
Date	Feb 8, 2019
Book Page	9257/379

Lender

Name	KENTUCKY HOUSING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009257/398
Date	Feb 8, 2019
Book Page	9257/398

Lender

Name	KENTUCKY HOUSING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Aug 13, 2021
Property Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Document Number	3868/536
Book / Page	3868 / 536
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Feb 8, 2019
Property Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Document Number	3646/294
Book / Page	3646 / 294
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 30, 2018
Property Address	1997 DUNKIRK DR, LEXINGTON, KY 40504-1324
Document Number	3557/127
Book / Page	3557 / 127
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,699.00 (+1.86%)	$134,900 (-)	$134,900 (-)
2025	$1,668.00	$134,900 (-)	$134,900 (-)
2023	$1,668.00	$134,900	$134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	12 (1989–1998)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jun 1998 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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