1989 Dunkirk Dr, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1989 Dunkirk Dr, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1989
Lot Size	0.189 acres (8,242 sqft)
Owner	2 Company Names on File
Last Sale	$60,000 (Apr 2015)
Tax Bill	$1,710 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2025 Line of Credit + 1 more
APN	`10036740`

Property Details

APN / Parcel Number

Primary APN	`10036740`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,242 sqft (0.189 acres)
Lot Width	60 ft Width
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1989 DUNKIRK DR
City	LEXINGTON
State	KY
Zip	40504-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	H-473 CARDINAL VALLEY UNIT 1-F LOT 35; BOOK: 3306 PAGE: 602
Legal Subdivision	CARDINAL VALLEY
Legal Block	P
Legal Lot Number	35
Legal Unit	1-F
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3003
Census Tract	2001

Owner

1989 Dunkirk Dr is owned by a company that acquired it in June 2025.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit GREATER KENTUCKY CU INC
Jun 24, 2025	Quit Claim Deed, Transfer · Line of Credit GREATER KENTUCKY CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	Jan 8, 2015 · Amount on File
Deed Book / Page	3306 / 602
Last Transfer Date	Jun 18, 2025
Transfer Doc	0000000010
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	Sep 11, 2026
Property Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324
Document Number	1129000632
Book / Page	11290 / 632
Instrument Date	Aug 11, 2026
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189

Mortgage

Document Number	1129000632,
Date	Sep 11, 2026
Book Page	11290/632

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324

Mortgage

Document Number	MB11027/156
Date	Jul 7, 2025
Book Page	MB 11027/156
Instrument	202507070178

Lender

Name	GREATER KENTUCKY CU INC
Type	Credit Union
Address	LEXINGTON, KY 40504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 24, 2025
Property Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324
Document Number	DB4137/476
Book / Page	DB 4137 / 476
Map Reference	CAB H SL 473
Instrument Date	Jun 16, 2025
Instrument	202506240010
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1989 DUNKIRK DR, LEXINGTON, KY 40504-1324

Mortgage

Document Number	MB11071586
Date	Jun 24, 2025
Instrument	MB 11071/586

Lender

Name	GREATER KENTUCKY CU INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1989 Dunkirk Dr was $1,710, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,710.00 (+1.91%)	$135,700 (-)	$135,700 (-)
2025	$1,678.00	$135,700 (-)	$135,700 (-)
2024	$1,678.00 (+30.79%)	$135,700 (+30.73%)	$135,700 (+30.73%)
2023	$1,283.00 (-3.17%)	$103,800 (-)	$103,800 (-)
2022	$1,325.00	$103,800	$103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1989 Dunkirk Dr; there have been 12 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	12 (1989–1998)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jun 1998 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1989 Dunkirk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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