19969 Covey Ln, Bend, OR 97702 Property Records

Deschutes County property record for 19969 Covey Ln, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,553 sqft · built 1999
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Jul 2022)
Tax Bill$3,883 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181207-DA-05600

Property Details

APN / Parcel Number

Primary APN181207-DA-05600
Alternative APNs
  • R1001181207DA05600
  • 197975

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,553 sqft Living Area
Gross Area2,053 sqft
1st Floor Area1,553 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area500 sqft
Deck Area158 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number197975
Street Address19969 COVEY LN
CityBEND
StateOR
Zip97702-2052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionELKHORN ESTATES PHASE 11 12 AND 13 LOT 137
Legal Range12
Legal Township18
Legal Section07
Legal SubdivisionELKHORN ESTATES PHASE 11 12 AND 13
Legal Lot Number137
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1026
Census Tract2103

Owner

19969 Covey Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Deschutes County records, as of May 19, 2026

Owner of Record2 Individual Names on File
Mailing Address19969 COVEY LN, BEND, OR 97702-2052
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2022 · Amount on File
Deed SaleJul 14, 2022 · Amount on File
Deed Document Number202227528
Prior Transfer DateJul 19, 2004
Prior Transfer Doc0000044419
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 14, 2022
Property Address19969 COVEY LN, BEND, OR 97702-2052
Document Number0000027528
Instrument DateJul 11, 2022
Instrument2022-27528
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19969 COVEY LN, BEND, OR 97702-2052

Mortgage

Document Number0000027529
DateJul 14, 2022
Instrument2022-27529
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 19969 Covey Ln was $3,883, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,883.00 (+3.93%)$229,860 (+3%)$637,930 (+2.61%) Land $198,210 Building $439,720
2024$3,736.00 (+7.88%)$223,170 (+3%)$621,680 (-) Land $181,960 Building $439,720
2023$3,463.00$216,670$621,680 Land $181,960 Building $439,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19969 Covey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19969 Covey Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Webformix.

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