19962 Covey Ln, Bend, OR 97702 Property Records

Deschutes County property record for 19962 Covey Ln, Bend, OR 97702 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1999
Square Footage	2,098 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2010)
Tax Bill	$4,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`181207-DA-06700`
Alternative APNs	`R1001181207DA06700` `197986`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,098 sqft Living Area
Gross Area	2,616 sqft Gross Area
1st Floor	1,077 sqft 1st Floor
Family Room	Family Room
Stories	2 Stories
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level Style
Exterior Material	Other Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Garage Area	518 sqft Garage
Deck Area	64 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Account Number	197986
Street Address	19962 COVEY LN
City	BEND
State	OR
Zip	97702-2052
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ELKHORN ESTATES PHASE 11 12 AND 13 LOT 134
Legal Range	12
Legal Township	18
Legal Section	07
Legal Subdivision	ELKHORN ESTATES PHASE 11 12 AND 13
Legal Lot Number	134
Jurisdiction	DESCHUTES OR
Minor Civil Division	BEND
Census Blockgroup	1
Census Block	1022
Census Tract	2103

Owner

Source: Deschutes County records · APN 181207-DA-06700

Assessment roll updated November 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19962 COVEY LN, BEND, OR 97702-2052
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	Jul 16, 2010 · Amount on Record
Deed Doc Number	201038736
Last Transfer Date	Jan 08, 2025
Transfer Doc	0000001836
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 07, 2026
Property Address	19962 COVEY LN, BEND, OR 97702-2052
Document Number	0000020275
Instrument Date	Jul 03, 2026
Instrument	202620275
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19962 COVEY LN, BEND, OR 97702-2052

Mortgage

Document Number	0000020275,
Date	Jul 07, 2026
Instrument	202620275

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 03, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00 (+3.95%)	$272,630 (+3%)	$747,140 (+2.22%) Land $198,210 Building $548,930
2024	$4,431.00 (+7.86%)	$264,690 (+3%)	$730,890 (-) Land $181,960 Building $548,930
2023	$4,108.00	$256,990	$730,890 Land $181,960 Building $548,930

Flood & Wildfire

19962 Covey Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.