Saginaw County property record for 19967 Niver Rd, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 832 sqft · built 1950 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Sep 2019) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-32-4004-000 |
| Primary APN | 13-09-3-32-4004-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19967 NIVER RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | W 125 FT OF S 1/2 OF SE 1/4 OF SE 1/4 1.89 ACRE SEC 32 T09N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 32 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 12700 |
19967 Niver Rd is owned and occupied by an individual who bought it in September 2019.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19967 NIVER RD, OAKLEY, MI 48649-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CREDIT UNION |
| Sep 23, 2019 | Warranty Deed, Transfer MYCUMORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | Sep 29, 1989 · Amount on File |
| Deed Document Number | 201923839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 19967 NIVER RD, OAKLEY, MI 48649-9709 |
| Document Number | 0000014667 |
| Instrument Date | May 29, 2026 |
| Instrument | 202614667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19967 NIVER RD, OAKLEY, MI 48649-9709 |
| Document Number | 0000014667, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202614667 |
| Name | FORT FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 3, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 23, 2019 |
| Property Address | 19967 NIVER RD, OAKLEY, MI 48649-9709 |
| Document Number | 0000023839 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 23839 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 N SHIAWASSEE ST CORUNNA MI 488171039, CORUNNA, MI 48817-1039 |
| Document Number | 23838 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 23838 |
| Name | MYCUMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERCREEK, OH 45431 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2049 |
The 2025 property tax bill for 19967 Niver Rd was $1,546 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,600 (+8.56%) | $119,200 (+8.56%) | |
| 2025 | $1,546.00 Homeowner's exemption | $54,900 | $109,800 |
| 2023 | $45,600 | $91,200 | |
| 2022 | $1,337.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19967 Niver Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19967 Niver Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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