19625 Niver Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 19625 Niver Rd, Oakley, MI 48649

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1.5 ba · 1,596 sqft · built 1978
Lot Size	3.84 acres (167,270 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,628 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-32-4001-002`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-32-4001-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modular
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	167,270 sqft (3.84 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Deck Area	Deck Area
Patio Area	660 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	19625 NIVER RD
City	OAKLEY
State	MI
Zip	48649-9709
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A-1
Legal Description	W 834.85 FT OF S 208.708 FT OF NE 1/4 OF SE 1/4 4.0 ACRES SEC 32 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	32
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4022
Census Tract	12700

Owner

19625 Niver Rd, a residential property, is owned and occupied by two individuals.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19625 NIVER RD, OAKLEY, MI 48649-9709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 19625 Niver Rd was $2,628 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,900	$241,800
2025	$2,628.00 Homeowner's exemption
2023		$92,900	$185,800
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19625 Niver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19625 Niver Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20