19965 Nicholas Way, Middletown, CA 95461 Property Records

Lake County property record for 19965 Nicholas Way, Middletown, CA 95461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,506 sqft · built 2018
Lot Size2.56 acres (111,949 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Nov 2022)
Tax Bill$10,795 (2026)
Deeds & MortgagesApr 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN013-061-090-000

Property Details

APN / Parcel Number

Primary APN013-061-090-000
Alternative APN
  • 013-061-09

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,506 sqft Living Area
1st Floor Area2,506 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Construction TypeWood
Lot Area111,949 sqft
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Old Parcel Number013-061-09
Street Address19965 NICHOLAS WAY
CityMIDDLETOWN
StateCA
Zip95461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionFORMERLY POR. OF 013-060-330.
Legal SubdivisionSHADOW HILLS SUB
Legal Block1
JurisdictionLAKE CA
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1002
Census Tract1302

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19965 NICHOLAS WAY, MIDDLETOWN, CA 95461
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
Oct 16, 2018Deed of Trust, Mortgage
GLENN & ANITA BRIDGES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2022 · Amount on Record
Deed SaleNov 2, 2022 · Amount on Record
Deed Document Number202214682
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address19965 NICHOLAS WAY, MIDDLETOWN, CA 95461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004992
DateApr 28, 2020
Instrument2020004992
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address19965 NICHOLAS WAY, MIDDLETOWN, CA 95461
Document Number0000013402
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19965 NICHOLAS WAY LOWER LAKE CA 95457, LOWER LAKE, CA 95457

Mortgage

Document Number0000013402
DateOct 18, 2018
Instrument13402
Lender
NameGLENN & ANITA BRIDGES
Address10500 BOTTLE ROCK RD, KELSEYVILLE, CA 95451-8889
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictKonocti Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$10,795.00 (+2.2%)$870,190 (+2%) Land $185,711 Building $684,479
2025$10,563.00 (+2.12%)$853,128 (+4.04%) Land $182,070 Building $671,058
2023$10,344.00 (+74.46%)$820,000 Land $175,000 Building $645,000
2022$5,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimOct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.4% of the US · above 96% of California
Wildfire Likelihood4% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Valley Internet
Fixed Wireless
100 / 50

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