Lake County property record for 19895 Nicholas Way, Middletown, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,780 sqft · built 2020 |
| Lot Size | 2.51 acres (109,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,500 (Dec 2014) |
| Tax Bill | $4,881 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-061-080-000 |
| Primary APN | 013-061-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| 1st Floor Area | 2,780 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 109,771 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 013-061-08 |
|---|---|
| Street Address | 19895 NICHOLAS WAY |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | SHADOW HILLS SUB |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1302 |
19895 Nicholas Way is owned by two individuals who bought it in December 2014.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21177 CALISTOGA RD, 754, MIDDLETOWN, CA 95461-5707 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU |
| Jan 31, 2019 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Apr 3, 2020 | Loan Modification, Mortgage BANNER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on File |
| Deed Sale | Dec 18, 2014 · Amount on File |
| Deed Document Number | 201415401 |
| Prior Transfer Date | Apr 2, 2013 |
| Prior Transfer Doc | 0000015019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 19895 NICHOLAS WAY, MIDDLETOWN, CA 95461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21177 CALISTOGA RD 754, 754, MIDDLETOWN, CA 95461-5707 |
| Document Number | 0000014539 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021014539 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 19895 NICHOLAS WAY, MIDDLETOWN, CA 95461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001037 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 2019001037 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Nov 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 19895 NICHOLAS WAY, MIDDLETOWN, CA 95461 |
| Document Number | 0000009048 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 19895 NICHOLAS WAY MIDDLETOWN CA 95461, MIDDLETOWN, CA 95461 |
| Document Number | 0000009048 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 9048 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2050 |
The 2026 property tax bill for 19895 Nicholas Way was $4,881, up 2% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,881.00 (+2.03%) | $342,485 (+2%) Land $45,965 Building $296,520 |
| 2025 | $4,784.00 | $335,770 Land $45,064 Building $290,706 |
| 2023 | $4,689.00 (+4.41%) | $322,733 Land $43,315 Building $279,418 |
| 2022 | $4,491.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 19895 Nicholas Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19895 Nicholas Way is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 96% of California |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Valley Internet Fixed Wireless | 100 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures