19964 Co Rd 18, Goshen, IN 46528 Property Records

Elkhart County property record for 19964 Co Rd 18, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,294 sqft · built 1977
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$555,800 (Jul 2022)
Tax Bill	$4,964 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-07-16-301-025.000-019`

Property Details

APN / Parcel Number

Primary APN	`20-07-16-301-025.000-019`
Alternative APN	`0716301025019`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,294 sqft Living Area
Gross Area	4,265 sqft
1st Floor Area	1,868 sqft
Basement Area	1,868 sqft
Finished Basement	1,426 sqft
Unfinished Basement	442 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	408 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	512 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	19964 COUNTY ROAD 18
City	GOSHEN
State	IN
Zip	46528-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LASARENKO ESTATES LOT 3
Legal Subdivision	LASARENKO ESTATES
Legal Block	301
Legal Lot Number	3
Jurisdiction	ELKHART IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1012
Census Tract	601

Owner

19964 Co Rd 18 is owned and occupied by two individuals who bought it in July 2022.

Source: Elkhart County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19964 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Jul 28, 2022	Warranty Deed, Transfer · Unknown RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	202216279
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	19964 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008623
Date	Apr 6, 2021
Instrument	2021-08623

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	19964 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003378
Date	Feb 8, 2021
Instrument	2021-03378

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 28, 2022
Property Address	19964 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Document Number	0000006279
Map Reference	MB 23 PG 71
Instrument Date	Jun 9, 2022
Instrument	2022-16279
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19964 COUNTY ROAD 18, GOSHEN, IN 46528-9554

Mortgage

Document Number	0000006280
Date	Jul 28, 2022
Instrument	2022-16280

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Jefferson Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$516,700 (+3.24%) Land $31,600 Building $485,100	$516,700 (+3.24%) Land $31,600 Building $485,100
2024	$4,964.00	$500,500 (+11.82%) Land $31,600 Building $468,900	$500,500 (+11.82%) Land $31,600 Building $468,900
2023		$447,600 (+25.7%) Land $31,600 Building $416,000	$447,600 (+25.7%) Land $31,600 Building $416,000
2022	$3,958.00	$356,100 Land $31,600 Building $324,500	$356,100 Land $31,600 Building $324,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19964 Co Rd 18 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19964 Co Rd 18 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

Nearby Properties on Co Rd 18

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures