19908 Co Rd 18, Goshen, IN 46528 Property Records

Elkhart County property record for 19908 Co Rd 18, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1977
Lot Size	3.11 acres (135,864 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,586 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-07-16-301-026.000-019`

Property Details

APN / Parcel Number

Primary APN	`20-07-16-301-026.000-019`
Alternative APN	`0716301026019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	1,104 sqft
2nd Floor Area	728 sqft
Basement Area	480 sqft
Family Room	Family Room
Game Room	Game Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	135,864 sqft (3.11 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Patio Area	80 sqft
Lean-To	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0716301026019
Old Parcel Number	0716301026019
Street Address	19908 COUNTY ROAD 18
City	GOSHEN
State	IN
Zip	46528-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	325X415.5X328.96X415.5'-325' E NW COR SW1/4-568.35X330.09XETC 415.5' S & 327.45' E NW COR SW 1/4 EX 4.31A SEC 16 3.119A
Legal Block	301
Jurisdiction	ELKHART IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1012
Census Tract	601

Owner

The current owner of 19908 Co Rd 18 acquired it in October 2005.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	2 Owner Names on File
Mailing Address	19908 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit INTERRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2005
Deed Sale	Oct 21, 2005
Prior Sale	Oct 9, 2002
Deed Document Number	2005-33742
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	19908 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19908 COUNTY ROAD 18, GOSHEN, IN 46528-9554

Mortgage

Document Number	0000002228
Date	Feb 6, 2026
Instrument	2026-02228

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	19908 COUNTY ROAD 18, GOSHEN, IN 46528-9554
Document Number	0000008193
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19908 COUNTY ROAD 18 GOSHEN IN 465289554, GOSHEN, IN 46528-9554

Mortgage

Document Number	0000008193
Date	Apr 25, 2017
Instrument	8193

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527-0727

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Jefferson Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,200 (+1.51%) Land $46,600 Building $323,600	$370,200 (+1.51%) Land $46,600 Building $323,600
2024	$3,586.00	$364,700 (+9.36%) Land $46,600 Building $318,100	$364,700 (+9.36%) Land $46,600 Building $318,100
2023		$333,500 (+3.96%) Land $46,600 Building $286,900	$333,500 (+3.96%) Land $46,600 Building $286,900
2022	$3,594.00	$320,800 Land $46,600 Building $274,200	$320,800 Land $46,600 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19908 Co Rd 18 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19908 Co Rd 18 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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