1996 N Gibson Pt, Hernando, FL 34442 Property Records

Citrus County property record for 1996 N Gibson Pt, Hernando, FL 34442

Property Summary

Property TypeResidential Vacant Land
Lot Size0.209 acres (9,093 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Jun 2026)
Tax Bill$581 (2025)
Deeds & MortgagesJun 2026 Sale & Construction Loan
Nov 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN2518S18E00900290

Property Details

APN / Parcel Number

Primary APN2518S18E00900290
Alternative APNs
  • 18E-18S-25-0090-00000-0290
  • 18E-18S-25-0090-029.0
  • 2938951

Exterior

Lot Area9,093 sqft (0.209 acres)
Lot Dimensions133 ft deep x 68 ft wide

Location & Zoning

Account Number2938951
Street Address1996 N GIBSON PT
CityHERNANDO
StateFL
Zip34442-6116
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePDR
Legal DescriptionHILLSIDE VILLAS THIRD ADDN PB 16 PG 115 LOT 29
Legal Range18E
Legal Township18S
Legal Section24
Legal SubdivisionHILLSIDE VILLAS THIRD ADDITION
Legal Lot Number29
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1002
Census Tract450703

Owner

1996 N Gibson Pt, residential vacant land, is owned by two individuals who bought it in June 2026.

Source: Citrus County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing AddressN1417 COUNTY ROAD X, WEYAUWEGA, WI 54983-9563
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Warranty Deed, Construction Loan · Construction Mortgage
AMERIS BANK
Nov 17, 2023Public Action, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2026 · Amount on File
Deed SaleJun 4, 2026 · Amount on File
Prior SaleNov 17, 2023 · Amount on File
Deed Document Number202632973
Deed Book / Page3676 / 1571
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 4, 2026
Property Address1996 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number0036761571
Book / Page3676 / 1571
Instrument DateJun 2, 2026
Instrument202632973
Transaction TypeConstruction Loan
Record UpdatedAug 26, 2026
Title CompanyMANATEE PINELLAS TITLE, MANATEE TITLE

Transaction

AmountAmount on Record
Tax$77,770.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN1417 COUNTY ROAD X, WEYAUWEGA, WI 54983-9563

Mortgage

Document Number0000032974,
DateJun 4, 2026
Instrument202632974
Lender
NameAMERIS BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueJul 1, 2057
Interest
Rate TypeAdjustable Rate
Rate8.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2023: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCITRUS FL
Recording DateNov 17, 2023
Property Address1996 N GIBSON PT, HERNANDO, FL 34442-6116
Document Number0034252222
Book / Page3425 / 2222
Map ReferenceMB 16 PG 115
Instrument DateNov 17, 2023
Instrument2023066932
Transaction TypeForeclosure
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
Tax$175.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2476 N ESSEX AVE, HERNANDO, FL 34442-5321
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1996 N Gibson Pt was $581, up 14.4% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$581.00 (+14.37%)$34,000 (-) Land $34,000$34,000 (-) Land $34,000
2024$508.00 (-0.97%)$34,000 (-) Land $34,000$34,000 (-) Land $34,000
2023$513.00 (+3.85%)$34,000 (-) Land $34,000$34,000 (-) Land $34,000
2022$494.00$34,000 Land $34,000$34,000 Land $34,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1996 N Gibson Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1996 N Gibson Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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