1996 E 2540 S, Saint George, UT 84790 Property Records

Washington County property record for 1996 E 2540 S, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,480 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SG-JDRE-1-39`

Property Details

APN / Parcel Number

Primary APN	`SG-JDRE-1-39`
Alternative APN	`0706864`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,480 sqft Living Area
Gross Area	3,685 sqft
1st Floor Area	1,740 sqft
Attic	Attic
Attic Area	1,166 sqft
Basement Area	1,740 sqft
Finished Basement	1,740 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	583 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	1,114 sqft
Deck Area	Deck Area
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0706864
Street Address	1996 E 2540 S
City	SAINT GEORGE
State	UT
Zip	84790-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	SUBDIVISION: JEDORA ESTATES 1 (SG) LOT: 39
Legal Subdivision	JEDORA ESTATES 1
Legal Lot Number	39
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1038
Census Tract	271703

Owner

1996 E 2540 S is owned and occupied by two individuals who acquired it in October 2017.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1996 E 2540 S, SAINT GEORGE, UT 84790-4692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2017
Transfer Doc	0000040710
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1996 E 2540 S, SAINT GEORGE, UT 84790-4692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033546
Date	Aug 21, 2019
Instrument	20190033546

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1996 E 2540 S, SAINT GEORGE, UT 84790-4692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011390
Date	Mar 21, 2018
Instrument	20180011390

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1996 E 2540 S, SAINT GEORGE, UT 84790-4692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002672
Date	Jan 13, 2021
Instrument	20210002672

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	Oct 6, 2017
Property Address	1996 E 2540 S, SAINT GEORGE, UT 84790-4692
Document Number	0000040710
Instrument Date	Oct 6, 2017
Instrument	40710
Transaction Type	Transfer
Record Updated	Nov 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1996 E 2540 S ST GEORGE UT 847904692, ST GEORGE, UT 84790-4692

Tax Assessment & Valuation

The 2025 property tax bill for 1996 E 2540 S was $2,290.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,520 Land $133,375 Building $200,145	$606,400 Land $242,500 Building $363,900
2025	$2,290.00
2023	$2,448.00	$365,860	$665,200 Land $164,900 Building $500,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1996 E 2540 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1996 E 2540 S is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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