19957 Echo Rd, Elgin, IA 52141 Property Records

Fayette County property record for 19957 Echo Rd, Elgin, IA 52141 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1886
Square Footage1,235 sqft Living Area
Lot Size155,074 sqft (3.55 acres)
GarageMixed, 1,616 sqft
OccupancyOwner Occupied
Tax Bill$1,912.00 (2024)

Property Details

APN / Parcel Number

Primary APN0832200003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,235 sqft Living Area
1st Floor588 sqft 1st Floor
Basement Area823 sqft Basement
Finished Basement650 sqft Finished
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1886
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area155,074 sqft (3.55 acres)
Parking Spaces6 Parking Spaces
Garage TypeMixed Garage
Garage Area1,616 sqft Garage
Deck Area334 sqft Deck
GraineryGrainery
Lean-ToLean-To

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address19957 ECHO RD
CityELGIN
StateIA
Zip52141-9201
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG NE COR SEC 32 TH S 335' W 550' N 335' E TO BEG IN NE NE
JurisdictionFAYETTE IA
Minor Civil DivisionPLEASANT VALLEY
Census Blockgroup1
Census Block1102
Census Tract80600

Owner

Source: Fayette County records · APN 0832200003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address19957 ECHO RD, ELGIN, IA 52141-9201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 17, 2008
Transfer Doc2008/3836
Record RefreshedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address19957 ECHO RD, ELGIN, IA 52141-9201
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/0466
DateFeb 27, 2017
Book Page2017/0466
Instrument2017 0466
Lender
NameLUANA SAVINGS BANK
TypeBank
AddressLUANA, IA 52156
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$205,670 (+13.47%) Land $42,800 Building $162,870$205,670 (+13.47%) Land $42,800 Building $162,870
2024$1,912.00 (+10.78%)
2023$181,260 (+25.84%) Land $42,800 Building $138,460$181,260 (+25.84%) Land $42,800 Building $138,460
2022$1,726.00 Homeowner's exemption$144,040 Land $34,600 Building $109,440
2021$144,040 Land $34,600 Building $109,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Echo Rd

Nearby Streets

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