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18832 Echo Rd, Elgin, IA 52141 Property Records

Fayette County property record for 18832 Echo Rd, Elgin, IA 52141 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,058 sqft Living Area
Lot Size435,600 sqft (10 acres)
OccupancyOwner Occupied
Last Sale$93,500 (2008)
Tax Bill$866.00 (2024)

Property Details

APN / Parcel Number

Primary APN1205200003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,058 sqft Living Area
Basement Area514 sqft Basement
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Architectural StyleRanch Style
Exterior MaterialComposition/Composite Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area435,600 sqft (10 acres)
Parking Spaces6 Parking Spaces
Garage TypeMixed Garage
Garage Area1,430 sqft Garage

Exterior Amenities

Deck Area336 sqft Deck
PorchOpen Porch
Porch Area370 sqft Porch
SiloSilo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address18832 ECHO RD
CityELGIN
StateIA
Zip52141-9200
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARCEL 'A' IN FRL NE NE SURVEY BK 9 PG 400- 401
JurisdictionFAYETTE IA
Minor Civil DivisionILLYRIA
Census Blockgroup1
Census Block1109
Census Tract80600

Owner

Source: Fayette County records · APN 1205200003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18832 ECHO RD, ELGIN, IA 52141-9200
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
KERNDT BROTHERS SAVINGS BANK
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Oct 27, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2008 · Amount on Record
Deed SaleApr 14, 2008 · Amount on Record
Deed Doc Number2008 0966
Deed Book / Page2008 / 0966
Record RefreshedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address18832 ECHO RD, ELGIN, IA 52141-9200
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/2209
DateAug 18, 2017
Book Page2017/2209
Instrument2017 2209
Lender
NameKERNDT BROTHERS SAVINGS BANK
TypeBank
AddressLANSING, IA 52151
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 15, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address18832 ECHO RD, ELGIN, IA 52141-9200
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/2582
DateAug 24, 2020
Book Page2020/2582
Instrument2020-2582
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 01, 2030
Interest
Rate TypeFixed Rate

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address18832 ECHO RD, ELGIN, IA 52141-9200
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18832 ECHO RD, ELGIN, IA 52141-9200

Mortgage

Document Number02023/2829
DateOct 27, 2023
Book Page2023/2829
Instrument2023 2829
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40209
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$519,740 (+144.45%) Land $75,000 Building $444,740$519,740 (+144.45%) Land $75,000 Building $444,740
2024$866.00 (-56.66%)
2023$212,620 (+27.7%) Land $75,000 Building $137,620$212,620 (+27.7%) Land $75,000 Building $137,620
2022$1,998.00 Homeowner's exemption$166,500 Land $58,750 Building $107,750
2021$166,500 Land $58,750 Building $107,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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