19950 Co Rd 3440, Roff, OK 74865 Property Records

Pontotoc County property record for 19950 Co Rd 3440, Roff, OK 74865

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,100 sqft · built 2018
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-27-003-004-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0000-27-003-004-0-002-00`
Alternative APN	`2035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2035
Street Address	19950 COUNTY ROAD 3440
City	ROFF
State	OK
Zip	74865-7093
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W1/2 SW SW SEC 27-3-4 MIDLAND TWP MH#-L112156AB
Legal Range	04E
Legal Township	03N
Legal Section	27
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	2
Census Block	2070
Census Tract	89598

Owner

19950 Co Rd 3440, a rural home, is owned and occupied by two individuals.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19950 COUNTY ROAD 3440, ROFF, OK 74865-7093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Sep 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	19950 COUNTY ROAD 3440, ROFF, OK 74865-7093
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003673/10
Date	Jan 18, 2023
Book Page	3673/10
Instrument	I-2023-000259

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 13, 2043

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	19950 COUNTY ROAD 3440, ROFF, OK 74865-7093
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003928/95
Date	Sep 3, 2025
Book Page	3928/95
Instrument	I-2025-005129

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 27, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 19950 Co Rd 3440 was $1,158 with a homeowner's exemption, down 3.7% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,333 (+3%) Land $1,638 Building $11,695	$111,109 (-32.01%) Land $13,646 Building $97,463
2025	$1,158.00 (-3.74%) Homeowner's exemption	$12,945 (+3%) Land $1,590 Building $11,355	$163,408 (-5.92%) Land $13,249 Building $150,159
2024	$1,203.00 (+12.01%) Homeowner's exemption	$12,568 (+3%) Land $1,573 Building $10,995	$173,696 (+62%) Land $13,107 Building $160,589
2023	$1,074.00 Homeowner's exemption	$12,202 Land $1,573 Building $10,629	$107,219 Land $13,107 Building $94,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19950 Co Rd 3440 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19950 Co Rd 3440 is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	50 / 10

May also be available: 360 Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 3440

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