19050 Co Rd 3440, Roff, OK 74865 Property Records

Pontotoc County property record for 19050 Co Rd 3440, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-27-003-004-0-012-00`

Property Details

APN / Parcel Number

Primary APN	`0000-27-003-004-0-012-00`
Alternative APN	`2043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	72 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2043
Street Address	19050 COUNTY ROAD 3440
City	ROFF
State	OK
Zip	74865-7074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW NW BEG. 137' S OF NW/C E 208.71'-S208.71 -W 208.71'-N 208.71' POB SEC 27-3-4 MIDLAND TWP
Legal Range	04E
Legal Township	03N
Legal Section	27
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	2
Census Block	2070
Census Tract	89598

Owner

19050 Co Rd 3440 is owned and occupied by an individual who acquired it in June 2026.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19050 COUNTY ROAD 3440, ROFF, OK 74865-7074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer · FHA Mortgage ADVANTAGEFIRST LNDG INC
May 11, 2021	Deed of Trust, Mortgage VISION BANK NA
Aug 24, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026
Deed Sale	Jun 25, 2026
Deed Document Number	20263726
Deed Book / Page	4023 / 288
Prior Transfer Date	Apr 25, 2026
Prior Transfer Doc	0000003726
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 25, 2026
Property Address	19050 COUNTY ROAD 3440, ROFF, OK 74865-7074
Document Number	0000003726
Book / Page	4023 / 288
Instrument Date	Apr 25, 2026
Instrument	20263726
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19050 COUNTY ROAD 3440, ROFF, OK 74865-7074

Mortgage

Document Number	0000003727,
Date	Jun 25, 2026
Book Page	4023/293
Instrument	20263727

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	19050 COUNTY ROAD 3440, ROFF, OK 74865-7074
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15690 COUNTY ROAD 1568, ADA, OK 74820-0110

Mortgage

Document Number	003502/219
Date	May 11, 2021
Book Page	3502/219
Instrument	2021-002866

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74821

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 4, 2036

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 24, 2023
Property Address	19050 COUNTY ROAD 3440, ROFF, OK 74865-7074
Document Number	0003726/85
Book / Page	3726 / 85
Instrument Date	Aug 23, 2023
Instrument	I-2023-004440
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19050 COUNTY ROAD 3440, ROFF, OK 74865-7074

Mortgage

Document Number	0003726/86
Date	Aug 24, 2023
Book Page	3726/86
Instrument	I-2023-004441

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 19050 Co Rd 3440 was $1,774, down 1.4% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,269 (-0.01%) Land $3,000 Building $16,269	$160,572 (-0.01%) Land $25,000 Building $135,572
2025	$1,774.00 (-1.44%)	$19,270 (+0.36%) Land $3,000 Building $16,270	$160,586 (+0.37%) Land $25,000 Building $135,586
2024	$1,800.00 (+240.26%)	$19,200 (+238.68%) Land $3,000 Building $16,200	$160,000 (+238.69%) Land $25,000 Building $135,000
2023	$529.00	$5,669 Land $900 Building $4,769	$47,241 Land $7,500 Building $39,741

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19050 Co Rd 3440 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19050 Co Rd 3440 is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	200 / 50
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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