1995 Murcer Ln, Elgin, IL 60123 Property Records

Kane County property record for 1995 Murcer Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1980
Lot Size	0.251 acres (10,944 sqft)
Owner	Individual Name on Record
Last Sale	$284,500 (Jul 2021)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-423-003`

Property Details

APN / Parcel Number

Primary APN	`06-04-423-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	2,690 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,944 sqft (0.251 acres)
Lot Dimensions	171 ft deep x 64 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1995 MURCER LN
City	ELGIN
State	IL
Zip	60123-1275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 LOT 370
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	370
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1995 MURCER LN, ELGIN, IL 60123-1275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	202156808
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 26, 2021
Property Address	1995 MURCER LN, ELGIN, IL 60123-1275
Document Number	0000056808
Instrument Date	Jul 13, 2021
Instrument	2021K056808
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1995 MURCER LN, 1995, ELGIN, IL 60123-1275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 MURCER LN, ELGIN, IL 60123-1275

Mortgage

Document Number	0000056809
Date	Jul 26, 2021
Instrument	2021K056809

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,413.00 (+15.87%) Homeowner's exemption	$118,280 (+8.57%) Land $28,368 Building $89,912	$354,982 (+8.57%) Land $85,138 Building $269,844
2024		$108,944 (+21.39%) Land $26,129 Building $82,815	$326,963 (+21.44%) Land $78,418 Building $248,544
2022	$7,261.00 (+11.64%) Homeowner's exemption	$89,745 (+6.96%) Land $21,525 Building $68,220	$269,235 (+6.96%) Land $64,575 Building $204,660
2021	$6,504.00 Homeowner's exemption	$83,905 Land $20,124 Building $63,781	$251,715 Land $60,372 Building $191,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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