1990 Murcer Ln, Elgin, IL 60123 Property Records

Kane County property record for 1990 Murcer Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,026 sqft · built 1981
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2023)
Tax Bill	$6,153 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-04-428-012`

Property Details

APN / Parcel Number

Primary APN	`06-04-428-012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1990 MURCER LN
City	ELGIN
State	IL
Zip	60123-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 LOT 364
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	364
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1990 MURCER LN, ELGIN, IL 60123-1274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Deed Document Number	202310217
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	0000036174
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 3, 2023
Property Address	1990 MURCER LN, ELGIN, IL 60123-1274
Document Number	0000010217
Instrument Date	Mar 31, 2023
Instrument	2023K010217
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1990 MURCER LN, ELGIN, IL 60123-1274

Mortgage

Document Number	0000010218
Date	Apr 3, 2023
Instrument	2023K010218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.93%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 12, 2019
Property Address	1990 MURCER LN, ELGIN, IL 60123-1274
Document Number	0000036174
Instrument Date	Aug 7, 2019
Instrument	36174
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1990 MURCER LN ELGIN IL 601231274, ELGIN, IL 60123-1274

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,153.00 (+15.83%)	$88,655 (+8.57%) Land $27,754 Building $60,901	$266,071 (+8.57%) Land $83,295 Building $182,776
2024		$81,657 (+21.39%) Land $25,563 Building $56,094	$245,069 (+21.44%) Land $76,720 Building $168,349
2022	$5,312.00 (+4.67%) Homeowner's exemption	$67,267 (+6.96%) Land $21,058 Building $46,209	$201,801 (+6.96%) Land $63,174 Building $138,627
2021	$5,075.00 Homeowner's exemption	$62,890 Land $19,688 Building $43,202	$188,670 Land $59,064 Building $129,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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