El Dorado County property record for 1995 Indian Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,367 sqft · built 1990 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Feb 2012) |
| Tax Bill | $370 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-411-027-000 |
| Primary APN | 073-411-027-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,367 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1995 INDIAN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 1356 AUBURN LK TRLS 5 |
| Legal Subdivision | AUBURN LK TRLS 5 |
| Legal Lot Number | 1356 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30601 |
1995 Indian Trl is owned and occupied by two individuals who bought it in February 2012.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1995 INDIAN TRL, COOL, CA 95614-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2012 · Amount on File |
| Deed Sale | Feb 1, 2012 · Amount on File |
| Prior Sale | Apr 28, 2011 · Amount on File |
| Deed Document Number | 20125137 |
| Prior Transfer Date | Apr 25, 2011 |
| Prior Transfer Doc | 0000019593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1995 INDIAN TRL, COOL, CA 95614-2509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1995 INDIAN TRL, COOL, CA 95614-2509 |
| Document Number | 0000006450 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022-0006450 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 1995 Indian Trl was $370 with a veteran's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $204,971 (+2%) Land $58,925 Building $146,046 | |
| 2025 | $370.00 Disabled Person's exemption Veteran's exemption | $200,953 Land $57,770 Building $143,183 |
| 2023 | $2,097.00 (+1.45%) | $193,152 Land $55,528 Building $137,624 |
| 2022 | $2,067.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1995 Indian Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1995 Indian Trl is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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