El Dorado County property record for 1985 Indian Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 2002 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,000 (Dec 2025) |
| Tax Bill | $3,868 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-411-026-000 |
| Primary APN | 073-411-026-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 23,958 sqft (0.55 acres) |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,802 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1985 INDIAN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 1355 AUBURN LK TRLS 5 |
| Legal Subdivision | AUBURN LK TRLS 5 |
| Legal Lot Number | 1355 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30601 |
1985 Indian Trl is owned by an individual who bought it in December 2025.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 330 BERRY ST, 207, SAN FRANCISCO, CA 94158-1701 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Dec 18, 2025 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | Oct 31, 2006 · Amount on File |
| Deed Document Number | 202536187 |
| Prior Transfer Date | Apr 2, 2004 |
| Prior Transfer Doc | 0000027033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 18, 2025 |
| Property Address | 1985 INDIAN TRL, COOL, CA 95614-2509 |
| Document Number | 0000036188 |
| Map Reference | MB E PG 85 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025-0036188 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 BERRY ST UNIT 207, 207, SAN FRANCISCO, CA 94158-1701 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 18, 2025 |
| Property Address | 1985 INDIAN TRL, COOL, CA 95614-2509 |
| Document Number | 0000036187 |
| Map Reference | MB E PG 85 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025-0036187 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 BERRY ST UNIT 207, 207, SAN FRANCISCO, CA 94158-1701 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1985 INDIAN TRL, COOL, CA 95614-2509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1985 INDIAN TRL, COOL, CA 95614-2509 |
| Document Number | 0000071841 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0071841 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1985 Indian Trl was $3,868.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $482,000 (+34.64%) Land $145,000 Building $337,000 | |
| 2025 | $3,868.00 Homeowner's exemption | $358,000 Land $149,500 Building $208,500 |
| 2023 | $3,734.00 (-0.43%) Homeowner's exemption | $358,000 Land $149,500 Building $208,500 |
| 2022 | $3,750.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1985 Indian Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1985 Indian Trl is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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