Alameda County property record for 19946 Lorena Cir, Castro Valley, CA 94546
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,276 sqft · built 1995 |
| Lot Size | 0.033 acres (1,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Mar 2007) |
| Tax Bill | $8,453 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 84A-95-40 |
| Primary APN | 84A-95-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,442 sqft (0.033 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 19946 LORENA CIR |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-4200 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT: 00010 BLK: TR: 6621 ;LOT: 00016 BLK: TR: 6621 |
| Legal Subdivision | TRACT 6621 |
| Legal Tract | 6621 |
| Legal Lot Number | 10 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 430900 |
19946 Lorena Cir, a townhouse, is owned and occupied by two individuals who bought it in March 2007.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19946 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Oct 16, 2019 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2007 · Amount on File |
| Deed Sale | Mar 15, 2007 · Amount on File |
| Prior Sale | Nov 4, 1994 · Amount on File |
| Deed Document Number | 2007106041 |
| Prior Transfer Date | Oct 17, 2000 |
| Prior Transfer Doc | 0000027761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 19946 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 19946 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Document Number | 0000070003 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021070003 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 19946 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000209815 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019209815 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Nov 30, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 19946 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000124206 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020124206 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 19946 Lorena Cir was $8,453 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,737 (+0.92%) Land $198,821 Building $463,916 | ||
| 2025 | $8,453.00 Homeowner's exemption | $649,744 Land $194,923 Building $454,821 | |
| 2023 | $8,125.00 Homeowner's exemption | $624,518 Land $187,355 Building $437,163 | $706,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19946 Lorena Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19946 Lorena Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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