Alameda County property record for 19945 Lorena Cir, Castro Valley, CA 94546
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,276 sqft · built 1995 |
| Lot Size | 0.033 acres (1,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $818,000 (Sep 2021) |
| Tax Bill | $11,112 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84A-95-39 |
| Primary APN | 84A-95-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,442 sqft (0.033 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 19945 LORENA CIR |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-4200 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT: 00009 BLK: TR: 6621 ;LOT: 00016 BLK: TR: 6621 |
| Legal Subdivision | VILLAGE CROSSROADS |
| Legal Tract | 6621 |
| Legal Lot Number | 9 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 430900 |
19945 Lorena Cir, a townhouse, is owned and occupied by two individuals who bought it in September 2021.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19945 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Prior Sale | Jun 30, 2011 · Amount on File |
| Deed Document Number | 2021314785 |
| Prior Transfer Date | May 14, 2004 |
| Prior Transfer Doc | 0000222731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Sep 17, 2021 |
| Property Address | 19945 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Document Number | 0000314785 |
| Map Reference | MB 210 PG 62-64 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021314785 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $899.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19945 LORENA CIR, CASTRO VALLEY, CA 94546-4200 |
| Document Number | 0000314786 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021314786 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 19945 Lorena Cir was $11,112.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $885,418 (+2%) Land $265,625 Building $619,793 | ||
| 2025 | $11,112.00 | $868,061 Land $260,418 Building $607,643 | |
| 2023 | $10,700.00 | $834,360 Land $250,308 Building $584,052 | $792,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19945 Lorena Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19945 Lorena Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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