19945 Clutter Rd, Utica, OH 43080 Property Records

Knox County property record for 19945 Clutter Rd, Utica, OH 43080

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1999
Lot Size	13.3 acres (582,659 sqft)
Owner	Individual Name on Record
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-00594.001`

Property Details

APN / Parcel Number

Primary APN	`51-00594.001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,248 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	582,659 sqft (13.3 acres)
Garage Type	Mixed
Garage Area	1,280 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	19945 CLUTTER RD
City	UTICA
State	OH
Zip	43080-9608
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12 5 4 PT S CENT PT LOT 20 13.376A
Legal Lot Number	20
Jurisdiction	KNOX OH
Township / Civil Division	MORGAN
Census Block Group	3
Census Block	3054
Census Tract	7400

Owner

Source: Knox County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19945 CLUTTER RD, UTICA, OH 43080-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 1998
Deed Sale	Nov 25, 1998
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	19945 CLUTTER RD, UTICA, OH 43080-9608
Document Number	0016070005
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19945 CLUTTER RD UTICA OH 430809608, UTICA, OH 43080-9608

Mortgage

Document Number	0016070005
Date	Feb 27, 2017
Book Page	001607/000005
Instrument	1627

Lender

Name	CES CU INC
Type	Funding / Finance Company
Address	MOUNT VERNON, OH 43050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Morgan Township
Unified School District	North Fork Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$366,810 (-) Land $123,430 Building $243,380
2025	$3,441.00 (-8.02%)	$109,930 (-14.37%) Land $43,200 Building $85,180
2024	$3,741.00 (-0.51%)	$128,380 (-) Land $43,200 Building $85,180
2023	$3,760.00 (+21.45%)	$128,380 (+38%) Land $43,200 Building $85,180	$366,810 (+38%) Land $123,430 Building $243,380
2022	$3,096.00	$93,030 Land $31,300 Building $61,730
2020			$265,800 Land $89,440 Building $176,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Smart Way Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clutter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures