Knox County property record for 19685 Clutter Rd, Utica, OH 43080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 2022 |
| Lot Size | 4.32 acres (188,484 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,125 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-00594.003 |
| Primary APN | 51-00594.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,984 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Lot Area | 188,484 sqft (4.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 19685 CLUTTER RD |
|---|---|
| City | UTICA |
| State | OH |
| Zip | 43080-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 5 4 SW PT LOT 20 4.327A |
| Legal Lot Number | 20 |
| Jurisdiction | KNOX OH |
| Township / Civil Division | MORGAN |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 7400 |
19685 Clutter Rd is owned and occupied by an individual who acquired it in January 2026.
Source: Knox County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19685 CLUTTER RD, UTICA, OH 43080-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 9, 2026 |
| Transfer Doc | 0000000216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Recording Date | Aug 28, 2026 |
| Property Address | 19685 CLUTTER RD, UTICA, OH 43080-9608 |
| Document Number | 0000006851 |
| Book / Page | 2147 / 213 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20266851 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 19685 CLUTTER RD, UTICA, OH 43080-9608 |
| Document Number | 0000006851, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 2147/213 |
| Instrument | 20266851 |
| Name | EQUITY RESOURCES MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 19685 Clutter Rd was $5,125, up 2.7% from the year before.
Source: Knox County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Knox County |
| County Subdivision | Morgan Township |
| Unified School District | North Fork Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,760 Land $53,700 Building $357,060 | ||
| 2025 | $5,125.00 (+2.66%) | $143,770 (-) Land $18,800 Building $124,970 | |
| 2024 | $4,992.00 (-0.46%) | $143,770 (-) Land $18,800 Building $124,970 | |
| 2023 | $5,015.00 (+828.7%) | $143,770 (+2,654.21%) Land $18,800 Building $124,970 | $410,760 Land $53,700 Building $357,060 |
| 2022 | $540.00 | $5,220 Land $5,220 | |
| 2020 | $14,910 Land $14,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19685 Clutter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19685 Clutter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Smart Way Communications.
5G (outdoors only) and 4G LTE
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