1994 Kinney Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1994 Kinney Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 1903
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2019)
Tax Bill	$727 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0003-0002-00`

Property Details

APN / Parcel Number

Primary APN	`054-0003-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1994 KINNEY AVE
City	CINCINNATI
State	OH
Zip	45207-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1994 KINNEY AVE 25 X 141.50 IRRPT LOT 86 WALNUT HILLS LAND ASSN NO 2 SUB
Legal Subdivision	ASSN 2 SUB
Legal Lot Number	86
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	3900

Owner

1994 Kinney Ave is owned and occupied by two individuals who acquired it in April 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1994 KINNEY AVE, CINCINNATI, OH 45207-1942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Apr 15, 2020	Quit Claim Deed, Transfer SUPERIOR CU
Feb 11, 2019	Warranty Deed, Subdivision Related Transfer · ARM EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Feb 11, 2019 · Amount on File
Deed Document Number	0000010538
Deed Book / Page	13852 / 00420
Last Transfer Date	Apr 15, 2020
Transfer Doc	0000035267
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1994 KINNEY AVE, CINCINNATI, OH 45207-1942
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006511
Date	Dec 22, 2017
Instrument	17-0116511

Lender

Name	HERITAGE BANK
Type	Bank
Address	ALEXANDRIA, KY 41001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	246 Months
Due	Jun 13, 2038

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2020
Property Address	1994 KINNEY AVE, CINCINNATI, OH 45207-1942
Document Number	0000035267
Book / Page	014147 / 002208
Instrument Date	Apr 10, 2020
Instrument	35267
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1994 KINNEY AVE CINCINNATI OH 452071942, CINCINNATI, OH 45207-1942

Mortgage

Document Number	35268
Date	Apr 15, 2020
Book Page	014147/002210
Instrument	35268

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2019
Property Address	1994 KINNEY AVE, CINCINNATI, OH 45207-1942
Document Number	0000010538
Book / Page	13852 / 00420
Map Reference	MB 8 VOL 1 PG 60
Instrument Date	Feb 1, 2019
Instrument	2019-0010538
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1994 KINNEY AVE, CINCINNATI, OH 45207-1942

Mortgage

Document Number	0000010539
Date	Feb 11, 2019
Instrument	2019-0010539

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1994 Kinney Ave was $727, up 1.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+1.39%)	$75,096 (+%) Land $4,462 Building $70,634
2024	$717.00 (-0.97%)	$75,095 (-) Land $4,462 Building $70,633
2023	$724.00 (+6%)	$75,095 (-4.64%) Land $4,462 Building $70,633	$214,560 Land $12,750 Building $201,810
2022	$683.00 Homeowner's exemption	$78,751 Land $3,245 Building $75,506
2020			$225,000 Land $9,270 Building $215,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1994 Kinney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1994 Kinney Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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