1993 Morgan Frederick Grade, Cross Junction, VA 22625 Property Records

Frederick County property record for 1993 Morgan Frederick Grade, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,382 sqft · built 1976
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on File
Tax Bill	$1,526 (2026)
Deeds & Mortgages	May 2021 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-2-13`

Property Details

APN / Parcel Number

Primary APN	`077-2-13`
Alternative APN	`8000402`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	4,349 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	136,778 sqft (3.14 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	368 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8000402
Street Address	1993 MORGAN FREDERICK GRADE
City	CROSS JUNCTION
State	VA
Zip	22625-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PINE CONE L13 S2 3.14 ACRES
Legal Subdivision	PINE CONE
Legal Lot Number	13
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1027
Census Tract	50300

Owner

Source: Frederick County records · APN 077-2-13

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1993 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 05, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 25, 2019	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1993 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1733
Transaction Type	Mortgage
Record Updated	Jun 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007906
Date	May 11, 2021
Instrument	210007906

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1993 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1733
Document Number	0000001656
Instrument Date	Feb 05, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1993 MORGAN FREDERICK GRADE CROSS JUNCTION VA 226251733, CROSS JUNCTION, VA 22625-1733

Mortgage

Document Number	0000001656
Date	Feb 12, 2020
Instrument	1656

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 25, 2019
Property Address	1993 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1733
Document Number	0000002622
Instrument Date	Mar 22, 2019
Instrument	2622
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1993 MORGAN FREDERICK GRADE CROSS JUNCTION VA 226251733, CROSS JUNCTION, VA 22625-1733

Mortgage

Document Number	2623
Date	Mar 25, 2019
Instrument	2623

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,526.00 (+10.42%)	$288,004 Land $76,600 Building $211,404	$288,004 Land $76,600 Building $211,404
2025	$1,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 19 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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