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1862 Morgan Frederick Grade, Cross Junction, VA 22625 Property Records

Frederick County property record for 1862 Morgan Frederick Grade, Cross Junction, VA 22625 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,960 sqft · built 1990
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$357,000 (Feb 2022)
Tax Bill$1,996 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07A-13J

Property Details

APN / Parcel Number

Primary APN07A-13J
Alternative APN
  • 8032781

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,960 sqft Living Area
Gross Area4,325 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Finished Basement1,120 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2013
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
TerrainRolling
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area315 sqft
Deck Area490 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8032781
Street Address1862 MORGAN FREDERICK GRADE
CityCROSS JUNCTION
StateVA
Zip22625-1715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.00 ACRES
Legal Subdivision2
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group1
Census Block1015
Census Tract50300

Owner

Source: Frederick County records · APN 07A-13J

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1862 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Warranty Deed, Transfer · Conventional Mortgage
BLUE RIDGE BANK NA
Sep 04, 2018Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2022 · Amount on Record
Deed SaleFeb 09, 2022 · Amount on Record
Deed Document Number20221767
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateFeb 09, 2022
Property Address1862 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1715
Document Number0000001767
Instrument DateFeb 08, 2022
Instrument220001767
Transaction TypeTransfer
Record UpdatedMar 02, 2022
Title CompanyTLR SETTLEMENTS LLC, TLC SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1715

Mortgage

Document Number0000001768
DateFeb 09, 2022
Instrument220001768
Lender
NameBLUE RIDGE BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address1862 MORGAN FREDERICK GRADE, CROSS JUNCTION, VA 22625-1715
Document Number0000010156
Instrument DateSep 04, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 MORGAN FREDERICK GRADE CROSS JUNCTION VA 226251715, CROSS JUNCTION, VA 22625-1715

Mortgage

Document Number0000010156
DateOct 12, 2018
Instrument10156
Lender
NameTIAA FSB
AddressJACKSONSVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 11, 2038

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,996.00 (+10.4%)$376,600 Land $90,000 Building $286,600$376,600 Land $90,000 Building $286,600
2025$1,808.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1996–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 2018, river or lake flooding

Wildfire

Wildfire RiskLow
above 36% of the US · above 60% of Virginia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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