19924 County 118, Spring Valley, MN 55975 Property Records

Fillmore County property record for 19924 County 118, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,616 sqft · built 1910
Lot Size	7.27 acres (316,681 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Apr 2018)
Tax Bill	$1,438 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28.0123.020`

Property Details

APN / Parcel Number

Primary APN	`28.0123.020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,616 sqft Heated Area
Gross Area	1,728 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	316,681 sqft (7.27 acres)
Shed	1 Shed
Shed Area	1,728 sqft
Lean-To	432 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19924 COUNTY 118
City	SPRING VALLEY
State	MN
Zip	55975-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-102 RANGE-012 7.27 AC PT OF W1/2 SE1/4 SE1/4
Legal Range	12
Legal Township	102
Legal Section	15
Jurisdiction	FILLMORE MN
Township / Civil Division	FORESTVILLE
Census Block Group	4
Census Block	4037
Census Tract	960400

Owner

19924 County 118 is owned and occupied by two individuals who bought it in April 2018.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19924 COUNTY 118, SPRING VALLEY, MN 55975-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Apr 19, 2018	Warranty Deed, Transfer ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Prior Sale	Oct 14, 2016 · Amount on File
Deed Document Number	2018417040
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Jun 4, 2026
Property Address	19924 COUNTY 118, SPRING VALLEY, MN 55975-4633
Document Number	0000455028
Instrument Date	May 14, 2026
Instrument	2026455028
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19924 COUNTY 118, SPRING VALLEY, MN 55975-4633

Mortgage

Document Number	0000455028,
Date	Jun 4, 2026
Instrument	2026455028

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19924 COUNTY 118, SPRING VALLEY, MN 55975-4633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	429013
Date	Oct 9, 2020
Instrument	429013

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 19, 2018
Property Address	19924 COUNTY 118, SPRING VALLEY, MN 55975-4633
Document Number	000000417040
Instrument Date	Apr 13, 2018
Instrument	000000417040
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19924 COUNTY 118, SPRING VALLEY, MN 55975-4633

Mortgage

Document Number	000000417041
Date	Apr 19, 2018
Instrument	000000417041

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 19924 County 118 was $1,438 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Forestville Township
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00 Homeowner's exemption	$222,000 (-0.22%) Land $81,400 Building $140,600	$222,000 (-0.22%) Land $81,400 Building $140,600
2025		$222,500 Land $81,400 Building $141,100	$222,500 Land $81,400 Building $141,100
2023		$183,600 Land $66,700 Building $116,900	$183,600 Land $66,700 Building $116,900
2020	$1,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19924 County 118 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19924 County 118 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on County 118

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