19851 County 118, Spring Valley, MN 55975 Property Records

Fillmore County property record for 19851 County 118, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,494 sqft · built 2016
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$41,900 (Oct 2016)
Tax Bill	$1,968 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28.0207.010`

Property Details

APN / Parcel Number

Primary APN	`28.0207.010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,494 sqft Heated Area
Gross Area	1,882 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Shed	1 Shed
Shed Area	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19851 COUNTY 118
City	SPRING VALLEY
State	MN
Zip	55975-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-102 RANGE-012 2.50 AC PT OF NW1/4 NE1/4 NE1/4
Legal Range	12
Legal Township	102
Legal Section	22
Jurisdiction	FILLMORE MN
Township / Civil Division	FORESTVILLE
Census Block Group	4
Census Block	4043
Census Tract	960400

Owner

19851 County 118 is owned and occupied by two individuals who bought it in October 2016.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2016 · Amount on File
Deed Sale	Oct 14, 2016 · Amount on File
Deed Document Number	2016582602
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	434360
Date	Aug 30, 2021
Instrument	434360

Lender

Name	CUSB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2026

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433842
Date	Jul 28, 2021
Instrument	433842

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	414380
Date	Sep 21, 2017
Instrument	414380

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 11, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	414379
Date	Sep 21, 2017
Instrument	414379

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	429712
Date	Nov 23, 2020
Instrument	429712

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2025

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	19851 COUNTY 118, SPRING VALLEY, MN 55975-2606
Transaction Type	Mortgage
Record Updated	Aug 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427625
Date	Jul 15, 2020
Instrument	427625

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 19851 County 118 was $1,968 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Forestville Township
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,968.00 Homeowner's exemption	$292,200 (-0.14%) Land $40,700 Building $251,500	$292,200 (-0.14%) Land $40,700 Building $251,500
2025		$292,600 Land $40,700 Building $251,900	$292,600 Land $40,700 Building $251,900
2023		$242,000 Land $37,500 Building $204,500	$242,000 Land $37,500 Building $204,500
2020	$1,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19851 County 118 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19851 County 118 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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