1992 Seagrape Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1992 Seagrape Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,738 sqft · built 2006
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Aug 2006)
Tax Bill	$215 (2024)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-26200-0090`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-26200-0090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,738 sqft Heated Area
Gross Area	3,922 sqft
1st Floor Area	3,179 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	99 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920262000090
Street Address	1992 SEAGRAPE DR
City	NAVARRE
State	FL
Zip	32566-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 9 BLK 262 AS DES IN OR 2633 PG 494
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	262
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1003
Census Tract	10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1992 SEAGRAPE DR, NAVARRE, FL 32566-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · VA Mortgage WEI MORTGAGE CORPORATION
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI ELEVEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2006 · Amount on Record
Deed Sale	Aug 2, 2006 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	200643153
Deed Book / Page	2633 / 0494
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1992 SEAGRAPE DR, NAVARRE, FL 32566-7628
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038001040
Date	Jan 31, 2019
Book Page	3800/1040
Instrument	201903777

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1992 SEAGRAPE DR, NAVARRE, FL 32566-7628
Document Number	0039361767
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	DEFINITIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1992 SEAGRAPE DR JAY FL 32565, JAY, FL 32565

Mortgage

Document Number	0039361767
Date	Apr 7, 2020
Book Page	003936/001767
Instrument	16670

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$215.00 (-92.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$270,797 (+3%)	$425,001 (+3.09%) Land $75,000 Building $350,001
2023	$2,740.00 (+2.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$262,910 (+3%)	$412,248 (+6.69%) Land $65,000 Building $347,248
2022	$2,666.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$255,252	$386,391 Land $50,000 Building $336,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

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