1985 Seagrape Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1985 Seagrape Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 2004
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$185,900 (Jan 2005)
Tax Bill	$1,890 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-26100-0170`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-26100-0170`
Alternative APN	`S262181920261000170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	2,030 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	63 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1985 SEAGRAPE DR
City	NAVARRE
State	FL
Zip	32566-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 17 BLK 261 AS DES IN OR 2401 PG 270 & IN OR 4024 PG 1376
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	261
Legal Lot Number	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1004
Census Tract	10821

Owner

Source: Santa Rosa County assessment roll, APN 18-2S-26-1920-26100-0170, as of December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1985 SEAGRAPE DR, NAVARRE, FL 32566-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2005 · Amount on Record
Deed Sale	Jan 28, 2005 · Amount on Record
Prior Sale	Jul 02, 2003 · Amount on Record
Deed Document Number	20056013
Deed Book / Page	2401 / 270
Last Transfer Date	Oct 05, 2020
Transfer Doc	0040241376
Record Updated	Jun 08, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 04, 2020
Property Address	1985 SEAGRAPE DR, NAVARRE, FL 32566-7629
Document Number	0040241376
Book / Page	4024 / 1376
Map Reference	MB B PG 155
Instrument Date	Oct 05, 2020
Instrument	202058234
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 SEAGRAPE DR, NAVARRE, FL 32566-7629

Mortgage

Document Number	0040241381
Date	Nov 04, 2020
Instrument	4024/1381

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll as of December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,942 (+2.9%)	$315,329 (+1.89%) Land $75,000 Building $240,329
2024	$1,890.00 (+2.61%) Homeowner's exemption	$189,448 (+3%)	$309,483 (+3.99%) Land $75,000 Building $234,483
2023	$1,842.00 (+3.02%) Homeowner's exemption	$183,930 (+3%)	$297,614 (+8.28%) Land $65,000 Building $232,614
2022	$1,788.00 Homeowner's exemption	$178,573	$274,854 Land $50,000 Building $224,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108211, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 191 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570349, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.