1991 Smith Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1991 Smith Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size6.43 acres (280,091 sqft)
OwnerIndividual Name on Record
Last Sale$45,900 (Oct 1999)
Tax Bill$2,399 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN017-025-002-80

Property Details

APN / Parcel Number

Primary APN017-025-002-80

Interior

FlooringCarpet

Exterior

Lot Area280,091 sqft (6.43 acres)

Location & Zoning

Street Address1991 SMITH RD
CityLAPEER
StateMI
Zip48446-7645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000 SPLIT PARCEL I T8N R9E SEC 25 BEG AT A POINT THAT IS S 706.12 FT FROM THE N 1/4 COR OF SEC 25; TH S 310.03 FT; TH W
Legal Range09E
Legal Township08N
Legal Section25
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group1
Census Block1006
Census Tract334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1991 SMITH RD, LAPEER, MI 48446-7645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1999 · Amount on Record
Deed SaleOct 1, 1999 · Amount on Record
Deed Book / Page1223 / 718
Last Transfer DateSep 29, 2009
Transfer Doc0024160841
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1991 SMITH RD, LAPEER, MI 48446-7645
Document Number0031010435
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1991 SMITH RD LAPEER MI 484467645, LAPEER, MI 48446-7645

Mortgage

Document Number0031010435
DateMay 14, 2020
Book Page003101/000435
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 13, 2030

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$229,000 (-1.25%)$458,000 (-1.25%)
2025$2,399.00 (+4.08%) Homeowner's exemption$231,900 (+20.84%)$463,800 (+20.84%)
2024$2,305.00 (+10.18%)
2023$191,900$383,800
2022$2,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Bitwise
Fixed Wireless
25 / 5

May also be available: AT&T, Spectrum, T-Mobile.

Nearby Properties on Smith Rd

Nearby Streets

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