1956 Smith Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1956 Smith Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size10 acres (436,471 sqft)
Owner2 Individual Names on Record
Last Sale$74,000 (May 2001)
Tax Bill$2,922 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Dec 2017 Refinance
Flood ZoneZone X (minimal risk)
APN017-025-002-50

Property Details

APN / Parcel Number

Primary APN017-025-002-50

Interior

FlooringCarpet

Exterior

Lot Area436,471 sqft (10 acres)

Location & Zoning

Street Address1956 SMITH RD
CityLAPEER
StateMI
Zip48446-7645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000 SPLIT PARCEL E T8N R9E SEC 25 BEG AT A PT THAT IS S 996.1 FT FROM THE N 1/4 COR OF SEC 25; TH S 330.05 FT; TH E 1322.58
Legal Range09E
Legal Township08N
Legal Section25
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group1
Census Block1007
Census Tract334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1956 SMITH RD, LAPEER, MI 48446-7645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Dec 19, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
TALMER BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2001 · Amount on Record
Deed SaleMay 25, 2001 · Amount on Record
Prior SaleNov 24, 1999 · Amount on Record
Deed Book / Page1371 / 677
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1956 SMITH RD, LAPEER, MI 48446-7645
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1956 SMITH RD, LAPEER, MI 48446-7645

Mortgage

Document Number0032590806
DateDec 13, 2021
Book Page3259/806
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1956 SMITH RD, LAPEER, MI 48446-7645
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029360789
DateDec 19, 2017
Book Page2936/789
Lender
NameTALMER BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term49 Months
DueJan 1, 2022

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,200 (+16.79%)$556,400 (+16.79%)
2025$2,922.00 (+14.77%)
2023$238,200$476,400
2022$2,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Bitwise
Fixed Wireless
25 / 5

May also be available: AT&T, Spectrum, T-Mobile.

Nearby Properties on Smith Rd

Nearby Streets

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