19904 Serrano Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 19904 Serrano Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,836 sqft · built 1972
Lot Size1.6 acres (69,960 sqft)
Owner2 Individual Names on Record
Last Sale$201,000 (May 2015)
Tax Bill$2,790 (2025)
Deeds & MortgagesSep 2017 Loan Modification
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0442-022-22-0000

Property Details

APN / Parcel Number

Primary APN0442-022-22-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,836 sqft Living Area
Gross Area2,342 sqft
1st Floor Area1,836 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleModern
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area69,960 sqft
Lot Dimensions424 ft deep x 165 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area466 sqft
Patio Area466 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address19904 SERRANO RD
CityAPPLE VALLEY
StateCA
Zip92307-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3333 LOT 2638 TR NO 3333 APPLE VALLEY RANCHOS UNIT NO 7 LOT 2638 EX 1/2 INT MIN RTS
Legal SubdivisionAPPLE VALLEY RACHOS #1
Legal Tract3333
Legal Block2
Legal Lot Number2638
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2038
Census Tract9726

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19904 SERRANO RD, APPLE VALLEY, CA 92307-2606
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2017Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Deed Document Number2015213197
Prior Transfer DateFeb 13, 2014
Prior Transfer Doc0000070934
Record UpdatedOct 29, 2026

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address19904 SERRANO RD, APPLE VALLEY, CA 92307-2606
Document Number0000475508
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address19904 SERRANO RD APPLE VALLEY CA 923072606, APPLE VALLEY, CA 92307-2606

Mortgage

Document Number0000475508
DateNov 13, 2017
Instrument475508
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address19904 SERRANO RD, APPLE VALLEY, CA 92307-2606
Document Number0000472961
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedNov 17, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address19904 SERRANO RD APPLE VALLEY CA 923072606, APPLE VALLEY, CA 92307-2606

Mortgage

Document Number0000472961
DateNov 9, 2017
Instrument472961
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$246,403 (+2%) Land $49,281 Building $197,122
2025$2,790.00 (+3.95%) Homeowner's exemption$241,572 (+4.04%) Land $48,315 Building $193,257
2023$2,684.00 (+1.59%) Homeowner's exemption$232,192 Land $46,439 Building $185,753
2022$2,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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