19886 Serrano Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 19886 Serrano Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,531 sqft · built 1990
Lot Size	1.18 acres (51,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,500 (Sep 2020)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0442-022-23-0000`

Property Details

APN / Parcel Number

Primary APN	`0442-022-23-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	3,299 sqft
1st Floor Area	2,531 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	51,835 sqft
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	410 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	19886 SERRANO RD
City	APPLE VALLEY
State	CA
Zip	92307-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3333 LOT 2639
Legal Subdivision	APPLE VALLEY RANCHOS UNIT #7
Legal Tract	3333
Legal Block	2
Legal Lot Number	2639
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2038
Census Tract	9726

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19886 SERRANO RD, APPLE VALLEY, CA 92307-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage EQUITY WAVE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	2020371174
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0000118950
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2020
Property Address	19886 SERRANO RD, APPLE VALLEY, CA 92307-2607
Document Number	0000371174
Map Reference	MB 44 PG 59-61
Instrument Date	Aug 14, 2020
Instrument	2020-0371174
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19886 SERRANO RD, APPLE VALLEY, CA 92307-2607

Mortgage

Document Number	0000371175
Date	Sep 30, 2020
Instrument	2020-0371175

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	19886 SERRANO RD, APPLE VALLEY, CA 92307-2607
Document Number	0000064915
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19886 SERRANO RD APPLE VALLEY CA 923072607, APPLE VALLEY, CA 92307-2607

Mortgage

Document Number	0000064915
Date	Mar 1, 2019
Instrument	64915

Lender

Name	EQUITY WAVE LNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,524 (+2%) Land $74,304 Building $297,220
2025	$4,169.00 (+3.91%) Homeowner's exemption	$364,239 (+4.04%) Land $72,847 Building $291,392
2023	$4,012.00 (+1.57%) Homeowner's exemption	$350,095 Land $70,019 Building $280,076
2022	$3,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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