Montgomery County property record for 19902 Waterloo Ct, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,434 sqft · built 1978 |
| Lot Size | 0.042 acres (1,826 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (May 2024) |
| Tax Bill | $3,595 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01547741 |
| Primary APN | 02-01547741 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,826 sqft (0.042 acres) |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01547741 |
|---|---|
| Street Address | 19902 WATERLOO CT |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-1014 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TMD |
| Legal Description | CHURCHILL TOWN SECTO R SEC 2 TWNHS |
| Legal Subdivision | CHURCHILL TOWN SECTOR TWNHS |
| Legal Block | 5 |
| Legal Lot Number | 82 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 700310 |
19902 Waterloo Ct, a townhouse, is owned by an individual who bought it in May 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19902 WATER POINT TRL, HUMBLE, TX 77346-1388 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on File |
| Deed Sale | May 29, 2024 · Amount on File |
| Prior Sale | Dec 23, 2013 · Amount on File |
| Deed Book / Page | 68041 / 263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19902 WATERLOO CT, GERMANTOWN, MD 20874-1014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 19902 WATERLOO CT, GERMANTOWN, MD 20874-1014 |
| Document Number | 0701420301 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 70142/301 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19902 WATERLOO CT, GERMANTOWN, MD 20874-1014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0640480381 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 64048/381 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19902 WATERLOO CT, GERMANTOWN, MD 20874-1014 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 19902 WATERLOO CT, GERMANTOWN, MD 20874-1014 |
| Document Number | 0618850209 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 61885/209 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 275 Months |
| Due | Jan 1, 2044 |
The 2025 property tax bill for 19902 Waterloo Ct was $3,595.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,300 (+9.55%) | $400,400 (-) Land $140,000 Building $260,400 | |
| 2025 | $3,595.00 | $336,200 | $400,400 Land $140,000 Building $260,400 |
| 2023 | $286,633 | $304,100 Land $140,000 Building $164,100 | |
| 2022 | $3,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19902 Waterloo Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19902 Waterloo Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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