19918 Waterloo Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 19918 Waterloo Ct, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,384 sqft · built 1978
Lot Size0.042 acres (1,826 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jul 2014)
Tax Bill$4,106 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-01547672

Property Details

APN / Parcel Number

Primary APN02-01547672
Alternative APN
  • 01547672

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,384 sqft Living Area
1st Floor Area528 sqft
Basement Area350 sqft
Finished Basement350 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,826 sqft (0.042 acres)
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01547672
Street Address19918 WATERLOO CT
CityGERMANTOWN
StateMD
Zip20874-1014
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTMD
Legal DescriptionCHURCHILL TOWN SECTO R SEC 2 TWNHS
Legal SubdivisionCHURCHILL TOWN SECTOR TWNHS
Legal Block5
Legal Lot Number75
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group4
Census Block4005
Census Tract700310

Owner

19918 Waterloo Ct, a townhouse, is owned and occupied by two individuals who acquired it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address19918 WATERLOO CT, GERMANTOWN, MD 20874-1014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2014 · Amount on File
Deed SaleJul 21, 2014 · Amount on File
Prior SaleJun 21, 2006
Deed Book / Page48941 / 243
Last Transfer DateFeb 12, 2020
Transfer Doc0591250146
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address19918 WATERLOO CT, GERMANTOWN, MD 20874-1014
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyBLUE NOTE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address19918 WATERLOO CT, GERMANTOWN, MD 20874-1014

Mortgage

Document Number0622790364
DateMar 22, 2021
Book Page62279/364
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateFeb 26, 2020
Property Address19918 WATERLOO CT, GERMANTOWN, MD 20874-1014
Document Number0591250146
Book / Page59125 / 146
Map ReferenceMB 94 PL 10371
Instrument DateFeb 12, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyGPN TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19918 WATERLOO CT, GERMANTOWN, MD 20874-1014

Mortgage

Document Number59125150
DateFeb 26, 2020
Instrument59125/150
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19918 Waterloo Ct was $4,106, up 9.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,500 (+7.43%)$366,200 (-) Land $140,000 Building $226,200
2025$4,106.00 (+9.41%)$318,800$366,200 Land $140,000 Building $226,200
2024$3,753.00
2023$278,233$295,100 Land $140,000 Building $155,100
2022$2,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19918 Waterloo Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19918 Waterloo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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