1990 Spruce St, Denver, CO 80220 Property Records

Denver City property record for 1990 Spruce St, Denver, CO 80220

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,287 sqft · built 1947
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Apr 2019)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Mortgage + 2 more
APN	`01333-01-001-000`

Property Details

APN / Parcel Number

Primary APN	`01333-01-001-000`
Alternative APNs	`670333301001` `160624136`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Wood
Lot Area	5,940 sqft (0.136 acres)
Garage Type	Detached
Garage Area	501 sqft
Porch	Enclosed Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1990 SPRUCE ST
City	DENVER
State	CO
Zip	80220-2011
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	E-SU-D1X
Legal Description	EAST MONTROSE 01333 B2 L3 & THAT PT L2 LYG S OF MONTVIEW BV EXC REAR 8FT TO CITY
Legal Subdivision	EAST MONTROSE
Legal Block	3
Legal Lot Number	3,2
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3015
Census Tract	4403

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1990 SPRUCE ST, DENVER, CO 80220-2011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL FINANCING INC
Dec 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 3, 2019	Warranty Deed, Transfer MERCHANTS MORTGAGE & TRUST CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Mar 1, 1996 · Amount on Record
Deed Document Number	201938323
Last Transfer Date	Dec 1, 2020
Transfer Doc	0000201098
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1990 SPRUCE ST, DENVER, CO 80220-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135413
Date	Oct 1, 2019
Instrument	2019135413

Lender

Name	FIRST NATIONAL FINANCING INC
Type	Mortgage Company
Address	DENVER, CO 80238

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENVER CO
Recording Date	Dec 2, 2020
Property Address	1990 SPRUCE ST, DENVER, CO 80220-2011
Document Number	0000201098
Instrument Date	Dec 1, 2020
Instrument	2020201098
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1990 SPRUCE ST, DENVER, CO 80220-2011

Mortgage

Document Number	0000201099
Date	Dec 2, 2020
Instrument	2020201099

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Oct 10, 2019
Property Address	1990 SPRUCE ST, DENVER, CO 80220-2011
Document Number	0000141254
Instrument Date	Oct 7, 2019
Instrument	141254
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 SPRUCE ST DENVER CO 802202011, DENVER, CO 80220-2011

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 3, 2019
Property Address	1990 SPRUCE ST, DENVER, CO 80220-2011
Document Number	0000038323
Instrument Date	Apr 3, 2019
Instrument	2019038323
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12446 JAY RD, 12446, ERIE, CO 80516-6911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 SUKVINE ST, EATON, CO 80615

Mortgage

Document Number	0000038324
Date	Apr 3, 2019
Instrument	2019038324

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,943.00 (+73.22%)	$38,480 (+79.31%) Land $10,430 Building $10,430	$545,800 (+45.39%) Land $147,900 Building $397,900
2024	$1,699.00 (+2.23%)
2023	$1,662.00 (-16.23%)	$21,460 (-15.11%) Land $6,220 Building $15,240	$375,400 (+0.97%) Land $147,900 Building $227,500
2022		$25,280 Land $9,050 Building $16,230	$371,800 Land $133,100 Building $238,700
2021	$1,984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, Starry, T-Mobile, WiFiHood.

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