1980 Spruce St, Denver, CO 80220 Property Records

Denver City property record for 1980 Spruce St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 857 sqft · built 1947
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2021)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2017 Line of Credit + 1 more
APN	`01333-01-026-000`

Property Details

APN / Parcel Number

Primary APN	`01333-01-026-000`
Alternative APN	`162723726`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	857 sqft Living Area
1st Floor Area	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2012
Exterior Material	Stucco
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Frame Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1980 SPRUCE ST
City	DENVER
State	CO
Zip	80220-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-D1X
Legal Description	EAST MONTROSE B2 W 88FT OF L4 & 5
Legal Subdivision	EAST MONTROSE
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3015
Census Tract	4403

Owner

1980 Spruce St is owned and occupied by two individuals who bought it in November 2021.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1980 SPRUCE ST, DENVER, CO 80220-2011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit WESTERRA CU
Jul 24, 2017	Quit Claim Deed, Transfer · FHA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	May 4, 2012 · Amount on File
Deed Document Number	2021214599
Prior Transfer Date	Oct 13, 2000
Prior Transfer Doc	0000157457
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 18, 2021
Property Address	1980 SPRUCE ST, DENVER, CO 80220-2011
Document Number	0000214599
Instrument Date	Nov 17, 2021
Instrument	2021214599
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1980 SPRUCE ST, DENVER, CO 80220-2011
Investor	Possibly a Property Investor

Mortgage

Document Number	0000214600
Date	Nov 18, 2021
Instrument	2021214600

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1980 SPRUCE ST, DENVER, CO 80220-2011
Document Number	0000166785
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 SPRUCE ST DENVER CO 802202011, DENVER, CO 80220-2011

Mortgage

Document Number	0000166785
Date	Dec 22, 2017
Instrument	166785

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 21, 2027

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jul 24, 2017
Property Address	1980 SPRUCE ST, DENVER, CO 80220-2011
Document Number	0000095930
Instrument Date	Jul 17, 2017
Instrument	95930
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	METRO DENVER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1980 SPRUCE ST DENVER CO 802202011, DENVER, CO 80220-2011

Mortgage

Document Number	95931
Date	Jul 24, 2017
Instrument	95931

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1980 Spruce St was $2,071.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00	$27,080 Land $7,520 Building $7,520	$384,100 Land $106,700 Building $277,400
2023	$1,861.00	$24,020 (+6.66%) Land $3,460 Building $20,560	$413,600 (+27.65%) Land $106,700 Building $306,900
2022		$22,520 Land $6,670 Building $15,850	$324,000 Land $96,000 Building $228,000
2021	$1,728.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1980 Spruce St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1980 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, Starry, T-Mobile, WiFiHood.

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