1990 Rock Spring Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1990 Rock Spring Rd, Forest Hill, MD 21050

Property Summary

Property TypeBank, Financial Building
Details2,520 sqft · built 2010
Lot Size0.749 acres (32,628 sqft)
OwnerCompany Name on Record
Tax Bill$15,486 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-390365

Property Details

APN / Parcel Number

Primary APN03-390365
Alternative APN
  • 390365

Interior

Stories1 Story
Building Area2,520 sqft Total Area
1st Floor Area2,520 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Fire ResistanceMasonry Walls, Wood Interior
Lot Area32,628 sqft (0.749 acres)
Canopy682 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number390365
Street Address1990 ROCK SPRING RD
CityFOREST HILL
StateMD
Zip21050-2605
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeB2
Legal DescriptionLOT 3 32628 SF 1990 ROCK SPRING ROAD VILG FOREST LAKES 133/87
Legal SubdivisionVILLAGE FRST LAKES
Legal Lot Number3
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2003
Census Tract303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2011 KLEIN PLAZA DR, FOREST HILL, MD 21050-2603
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateSep 6, 2017
Property Address1990 ROCK SPRING RD, FOREST HILL, MD 21050-2605
Document Number0125010372
Book / Page012501 / 000372
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedSep 14, 2017
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2011 KLEIN PLAZA DR FOREST HILL MD 210502603, FOREST HILL, MD 21050-2603

Mortgage

Document Number125010372
DateSep 6, 2017
Book Page012501/000372
Lender
NameMISCELLANEOUS INS CO
Address1 AMERICAN SQ, INDIANAPOLIS, IN 46282-0020
Agreement
AmountAmount Recorded
Term120 Months
DueSep 5, 2027

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,486.00 (+2.86%)$1,420,867 (+4.54%)$1,455,400 (+3.69%) Land $827,500 Building $627,900
2025$15,055.00 (+3.33%)
2023$1,359,133$1,403,600 Land $827,500 Building $576,100
2022$14,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Armstrong.

Nearby Properties on Rock Spring Rd

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